Compare Bank & Credit Union Rates
Best credit card rates in Schenectady, NY
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–6 of 6 in Schenectady County, NY · median 14.74% APR
- 11.74%APRas low as
Terms
Purchases. Variable rate based on creditworthiness.
Credit card score 75 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.49%APRas low as · up to 22.49%
13.49% APR, up to 22.49%
Terms
Variable rate based on Prime rate and creditworthiness. Revolving credit line with $500 minimum to open and $35,000 maximum amount. 7,500 bonus points if $1,000 is spent in the first 3 months.
Credit card score 66 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 15.75%APRas low as · up to 18.00%
15.75% APR, up to 18.00%
Terms
Variable APR based on creditworthiness and Prime Rate.
Credit card score 61 · Carrot Score 63
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 20.74%APRas low as · up to 27.74%
20.74% APR, up to 27.74%
Terms
Variable APR for purchases based on creditworthiness and the Prime Rate.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Schenectady County, NY
6 banks and credit unions · checked Oct 16
- Typical
- 14.74%
- Top 10% up to
- 12.62%
- Banks, typical
- 18.49%
- Credit unions, typical
- 13.49%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Albany, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Sunmark Credit UnionCredit union · 14 branches
- TCT FCUCredit union · 2 branches
- Navy Federal Credit UnionCredit union · 1 branch