Compare Bank & Credit Union Rates
Best credit card rates in New York
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 138 in New York · median 10.50% APR
- 6.95%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rate is as low as advertised for qualified borrowers based on creditworthiness and underwriting factors; includes a 1.00% discount when eligible products and services are added.
Credit card score 97 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 6.99%APRas low as
Terms
Credit Tier A+
Credit card score 96 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 6.99%APRas low as
Terms
Rate based on credit rating; rates subject to change.
Credit card score 96 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 7.45%APRas low as
Terms
Rate is stated as 'as low as'. Actual APR determined by credit qualifications. No annual fee, no balance transfer fee, no cash advance fee.
Credit card score 95 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 7.50%APRas low as · up to 18.00%
7.50% APR, up to 18.00%
Terms
Your credit history will determine the interest rate and term of the loan.
Credit card score 95 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - Auburn Community Federal Credit UnionVisa Classic Credit Card with ScoreCard Rewards · No annual fee
Credit union · 4 branches
7.90%APRas low asTerms
No annual fee, no minimum finance charge, no cash advance fee.
Credit card score 93 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as · up to 17.90%
7.90% APR, up to 17.90%
Terms
7.90% APR to 17.90% APR fixed rate after the first 6 months. Determined based on creditworthiness. Rate will not increase while the plan is open.
Credit card score 93 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Regular APR after the introductory period is 7.9%.
Credit card score 93 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as
Terms
Final rates subject to credit worthiness. No annual fee, no cash advance fees, no balance transfer fees.
Credit card score 93 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - Salt City Federal Credit UnionVisa Platinum without Rewards · No annual fee
Credit union · 2 branches
7.90%APRas low asTerms
Purchase rate; quoted as 'as low as'. Fixed rate. Quoted rates based on creditworthiness.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 7.99%APRas low as
Terms
No Annual Fee/No Cash Advance Fee. Plus Earn Rewards Points. APR is based on creditworthiness, loan type, term and is subject to underwriting guidelines.
Credit card score 93 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 7.99%APRas low as
Terms
Credit Score: A+, A, B
Credit card score 93 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 7.99%APRas low as · up to 11.99%
7.99% APR, up to 11.99%
Terms
APR on purchases.
Credit card score 93 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.25%APRas low as
Credit card score 89 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 8.49%APRas low as
Terms
Rate disclosed is quoted for A+ credit. No balance transfer fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in New York
138 banks and credit unions · checked Oct 16–22
- Typical
- 10.50%
- Top 10% up to
- 8.42%
- Banks, typical
- 17.12%
- Credit unions, typical
- 10.22%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
New York
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ontario Shores FCUCredit union · 5 branches
- Quorum Federal Credit UnionCredit union · 1 branch
- SJP Federal Credit UnionCredit union · 1 branch