Compare Bank & Credit Union Rates
Best credit card rates in Maryland
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 50 in Maryland · median 11.74% APR
- 9.90%APRas low as
Terms
Revolving term. Stated APR is the lowest rate available for qualified members; applicant's rate may be higher based on credit history.
Credit card score 84 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchase APR for purchases at Bass Pro Shops and Cabela's.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 10.00%APRas low as · up to 18.00%
10.00% APR, up to 18.00%
Terms
Regular Fixed Rate 10.00%--18.00% APR based on evaluation of applicant's credit at time of application. $500 credit limit. 27-day grace period for purchases. No annual fee, balance transfer fee, or cash advance fee.
Credit card score 81 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as
Terms
Variable APR on Purchases. Rates vary based on creditworthiness. Cash back rewards (1.5%) net of returns; excludes cash purchases.
Credit card score 80 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Rates are based upon the credit history of the member; stated rate is the lowest rate in effect and not all members will qualify.
Credit card score 79 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 15.90%
10.90% APR, up to 15.90%
Terms
Standard APR based on creditworthiness and qualifications. Also listed as 'as low as 10.90%'.
Credit card score 79 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Annual percentage rate after the introductory period ends for purchases and balance transfers.
Credit card score 77
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 16.74%
11.74% APR, up to 16.74%
Terms
Then, a variable APR of currently 11.74% – 16.74% depending on creditworthiness after the introductory period.
Credit card score 75 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 21.75%
11.74% APR, up to 21.75%
Terms
As low as 12.65% APR. Variable rate based on Prime Rate plus margin ranging from 4.74% to 14.75%; maximum rate 18.00%.
Credit card score 75 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 11.75%APRas low as
Terms
Variable rate adjusted quarterly based on Prime; rates based on the Prime Rate of 10/01/2026. All loans subject to credit approval and granted based on individual creditworthiness, ability to repay, and credit score.
Credit card score 74 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - Lafayette Federal Credit UnionPlatinum Mastercard® Credit Card · No annual fee
Credit union · 6 branches
11.90%APRas low as · up to 18.00%11.90% APR, up to 18.00%
Terms
Purchase, Balance Transfer and Cash Advance APR. Variable rate determined by creditworthiness at account opening; margin of 4.90% to 13.90% over WSJ Prime Rate, maximum 18.00% APR.
Credit card score 73 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - Five Star Federal Credit UnionPlatinum Rewards Visa Credit Card · No annual fee
Credit union · 4 branches
12.00%APRas low asTerms
Rates quoted are the lowest available ('as low as') and depend on credit history.
Credit card score 72 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.24%APRas low as
Terms
Rates based on credit score. Purchase APR, Balance Transfer APR, and Cash Advance APR are 12.24% (monthly periodic rate of 1.02%). Variable APR.
Credit card score 71 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 12.25%APRas low as
Terms
Standard variable APR for purchases, cash advances, and balance transfers based on creditworthiness when you open your account.
Credit card score 71 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Maryland
50 banks and credit unions · checked Oct 16–22
- Typical
- 11.74%
- Top 10% up to
- 8.99%
- Banks, typical
- 13.74%
- Credit unions, typical
- 10.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Maryland
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 13 branches
- Tower Federal Credit UnionCredit union · 17 branches
- EagleBankBank · 7 branches