Compare Bank & Credit Union Rates
Best credit card rates in Prince Frederick, MD
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–5 of 5 in Prince Frederick, MD · median 13.74% APR
- Educational Systems Federal Credit UnionVisa Premier Rewards · $50 annual fee
Credit union · 1 branch
7.00%APRas low asTerms
APR as low as 7.00%. Actual rate based on credit. Variable monthly rate tied to the prime rate. No balance transfer fee, cash advance fee, or foreign transaction fee. Annual fee $50 (can be paid with points).
Credit card score 92 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Fixed rate. Rate information is accurate as of June 1, 2026.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Prince Frederick, MD
5 banks and credit unions · checked Oct 16–22
- Typical
- 13.74%
- Top 10% up to
- 7.80%
- Banks, typical
- 13.99%
- Credit unions, typical
- 8.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Lexington Park, MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 2 branches
- Cedar Point Federal Credit UnionCredit union · 5 branches
- Navy Federal Credit UnionCredit union · 1 branch