Compare Bank & Credit Union Rates
Best credit card rates in Arkansas
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 27 in Arkansas · median 11.95% APR
- Alcoa Community Federal Credit UnionPlatinum Visa® Credit Card · No annual fee
Credit union · 2 branches
7.99%APRas low as · up to 15.99%7.99% APR, up to 15.99%
Terms
Annual Rate (APR) for Purchases 7.99% to 15.99% based on your creditworthiness. Low fixed rate. No annual fee. Membership eligibility required.
Credit card score 93 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 8.75%APRas low as
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed rate. APR at account opening depends on creditworthiness.
Credit card score 89 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as · up to 18.00%
9.00% APR, up to 18.00%
Terms
Rate based on creditworthiness and term of loan. Free balance transfers.
Credit card score 88 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 9.25%APRas low as
Terms
Rates shown are Annual Percentage Rates (APR). Rates are variable and subject to change at any time. Loan terms available may vary depending on amount borrowed, length of contract, credit history, and payment method. No annual fee.
Credit card score 88 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR As low as 9.90%. Final rate based on creditworthiness.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Revolving term. Minimum payment is $2.00 per $100 borrowed. Same low APR on all transactions. $0 balance transfer fee. $0 over-the-counter cash advance fee. $0 annual fee.
Credit card score 84 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
As low as 9.95% APR.
Credit card score 83 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
With approved Credit. APR=Annual Percentage Rate. Rates and terms subject to change. Revolving term. Great Low Rates. No Annual Fee. Same Rate for Purchases and Cash Advances.
Credit card score 79 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Variable APR based on Prime + 3.90% APR. No annual fee.
Credit card score 79 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
Non-variable APR for purchases. 25 days grace period for repayment (purchases). Average Daily Balance method (including new purchases). Late payment fee $20. Minimum finance charge none. Transaction fee for purchases none.
Credit card score 79 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as · up to 18.25%
11.50% APR, up to 18.25%
Terms
Rate based on creditworthiness. Variable APR based on Prime Rate. Applies to purchases, balance transfers, and cash advances.
Credit card score 75 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as · up to 17.80%
11.50% APR, up to 17.80%
Credit card score 75 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 11.95%APRas low as
Terms
For all qualified applicants.
Credit card score 73
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Arkansas
27 banks and credit unions · checked Oct 16–22
- Typical
- 11.95%
- Top 10% up to
- 8.96%
- Banks, typical
- 14.00%
- Credit unions, typical
- 10.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Arkansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 5 branches
- TruService Community FCUCredit union · 3 branches
- Telcoe Federal Credit UnionCredit union · 4 branches