Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1021–1035 of 6,748 results
- OUCU FinancialHigh-Yield Certificate SpecialCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Product: For a limited time. Dividends compounded and paid quarterly. Penalty may be imposed for early withdrawal.
Offer: Compounded quarterly. Minimum to earn APY is $500.00.
Promotional rate · 4.19% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - River Valley Credit UnionCD SpecialCD · 15 months
Credit union · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Product: Offer valid September 14-November 14, 2026. Existing River Valley Credit Union funds are not eligible for this promotion. Dividends compound and are credited monthly. Early withdrawal penalties apply and may reduce earnings. Membership eligibility required.
Offer: Offer valid September 14-November 14, 2026. Existing funds not eligible. Dividends compound and are credited monthly. Early withdrawal penalties apply.
Promotional rate
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More details - Ontario Shores FCUShare Certificate SpecialCD · 15 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000intro ratePromotional rate · 4.17% interest rate
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More details - Community Bank OwatonnaCD SpecialsCD · 15 months · $5,000 min
Bank · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000Requirements
Product: CD Special compounds quarterly and credits interest quarterly. A $5,000 minimum balance is required. Penalty may apply for early withdrawal (1 year or less: 3 months interest; more than 1 year: 6 months interest). 10 calendar days grace period after maturity.
4.18% interest rate · Effective Sep 30, 2026
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More details - Community Bank of OelweinCertificate of Deposit SpecialsCD · 15 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Product: Early withdrawal penalties may be imposed on certificates of deposit. The certificate of deposit APY assumes that interest will remain on deposit until maturity. Any penalties or fees could reduce earnings.
Promotional rate · 4.18% interest rate · Effective Oct 2, 2026
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More details - Central State BankCertificates of DepositCD · 15 months · $1,500 min
Bank · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Product: Early withdrawal penalty fees may apply on Certificates of Deposits 6 to 60 months. No maintenance fees. Accounts automatically renew.
Offer: Special CD term
Promotional rate · 4.20% interest rate · Effective Sep 28, 2026
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More details - PrimebankCertificates of DepositCD · 15 months · $10,000 min
Bank · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000 - UMB BankTime Deposit Account Special OffersCD · 15 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Product: Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals. For new customers, requires at least $500 new money. For existing customers, requires at least $500 of which $0.75 of every $1.00 is new money.
Offer: Balances under $100k. Requires $500 minimum new money deposit for new customers, or $0.75 per $1.00 new money for existing customers.
Promotional rate · 4.24% interest rate · Balance cap $99,999.99 · Effective Oct 5, 2026
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More details - WEA Credit UnionShare Certificate SpecialCD · 15 months
Credit union · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000intro ratePromotional rate
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More details - Campus Credit Union15-Month Special CertificateCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Product: Limited-time offer. Membership required. Penalties may apply for early withdrawal. Fees may reduce earnings. Dividends paid quarterly. Consumer certificates renew to a 12-month certificate at maturity. Funds in excess of $250,000 may be discounted and/or require special approval. Deposits over $1,000,000 require approval.
Offer: 15 Month CD Special. $500 minimum deposit. Dividends paid quarterly. Renews to a 12-month certificate at maturity. Funds in excess of $250,000 may be discounted and/or require special approval. Deposits over $1,000,000 require approval.
Promotional rate · 4.18% interest rate · Effective Sep 18, 2026
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More details - Southbridge Credit UnionTerm CertificatesCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000Requirements
Product: Membership established by prime share savings account with $5.00 minimum balance. Dividends compounded daily and posted monthly. Account automatically renews at maturity with a 10 calendar day grace period. Penalty for early withdrawal may be imposed. Fees may reduce earnings. All rates subject to change without notice.
4.16% interest rate · Compounded daily
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More details - America's First Network Credit UnionShare CertificatesCD · 15 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$534 over 15 months on $10,000intro rateRequirements
Offer: Limited time certificate special
Promotional rate · 4.18% interest rate · Effective Oct 1, 2026
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More details - Pioneer Valley Credit UnionShare CertificateCD · 16 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$571 over 16 months on $10,000Requirements
Product: Penalty will be imposed for early withdrawals on Term Share accounts. Dividends are compounded daily and credited monthly. Rate based on balance until maturity date.
Compounded daily
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More details - Citizens Federal Savings & Loan AssociationCertificate of Deposit (CD)CD · 16 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$571 over 16 months on $10,0004.16% interest rate · Effective Oct 9, 2026
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More details - Sawyer Savings BankCertificates of DepositCD · 16 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$571 over 16 months on $10,000Requirements
Product: Penalties may be imposed for withdrawals before maturity. Monthly interest can be accrued in the account, transferred to a Sawyer Savings Bank account, or mailed by check.
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,839 CDs at 4,647 banks and credit unions · checked Oct 22–25
- Typical
- 3.20%
- Top 10% from
- 4.08%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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