Bank · FDIC insured
Fowler State Bank
A $154.5M bank headquartered in Fowler, CO, with 1 branch in Colorado. Best rates: CDs 4.25% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: rates are not published online. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs—4.25%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Fowler State Bank
Fowler State Bank is a community-owned bank headquartered in Fowler, Colorado, serving customers since 1899.
Founded to serve local farmers and ranchers, the bank specializes in agricultural and personal lending, including farm operating and equipment financing.
- Headquarters
- 201 Main St, Fowler, CO 81039
- FDIC certificate
- 12372 ↗
Branches
1 branch in Colorado
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Colorado
1 branch
- Fowler State BankMain office201 Main St, Fowler, CO 81039Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.23% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 3.46% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.73% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $89 | $81 | — |
- CapitalLeverage ratio13.23%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent3.46%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.73%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$89Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Fowler State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.