Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–8 results in Tucumcari, NM
- 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - 4.25%APY$534 over 15 months on $10,000intro rate
Requirements
Product: Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals. For new customers, requires at least $500 new money. For existing customers, requires at least $500 of which $0.75 of every $1.00 is new money.
Offer: Balances under $100k. Requires $500 minimum new money deposit for new customers, or $0.75 per $1.00 new money for existing customers.
Promotional rate · 4.24% interest rate · Balance cap $99,999.99 · Effective Oct 5, 2026
Rate checked
More details - Tucumcari Federal Savings & Loan AssociationCertificates of DepositCD · 48 months · $10,000 min
Bank · 1 branch
3.82%APY$1,618 over 48 months on $10,000Requirements
Product: Early withdrawal penalty: 3 months interest for terms 1 year or less; 6 months interest for terms over 1 year.
Offer: Early withdrawal penalty: 6 months interest for terms over 1 year. Rate update one time; must come into bank or call to change rate.
3.75% interest rate
Rate checked
More details - 3.66%APY$1,969 over 60 months on $10,000
Requirements
Product: Minimum daily balance must be maintained in order to obtain the disclosed annual percentage yield. Additional terms and conditions may apply. Fees may reduce earnings. Daily balance method applies daily periodic rate to principal.
Offer: Early withdrawal penalty of 6 months interest on amount withdrawn.
3.60% interest rate
Rate checked
More details - 3.66%APY$1,969 over 60 months on $10,000intro rate
Requirements
Product: Total minimum to open CD Ladder is $25,000 evenly distributed across 5 CDs. Each CD automatically renews as a 5-year CD at 0.25% above current Bank of Clovis 5-year CD rate at maturity. Blended first year APY of 3.48%. Early withdrawal penalty of 6 months interest on balance withdrawn with 10-day grace period upon maturity. Daily balance method applies daily periodic rate to principal.
Offer: Initial term 60 months; renews for 60 months from initial maturity at 0.25% above regularly offered 60 month rate at maturity. Early withdrawal penalty of 6 months interest penalty on balance withdrawn.
Promotional rate · 3.60% interest rate
Rate checked
More details - Everyone's Federal Credit UnionShare Certificates of DepositCD · 25 months · $500 min · 2.40%–2.85% by balance
Credit union · 1 branch
2.50%APY$529 over 25 months on $10,000Requirements
Product: Dividends credited at maturity and do not compound. Must complete payment of five shares in Share Savings Account ($5.00 par value per share) as a condition of admission to membership. Fixed rate accounts for the term of the deposit. Early withdrawal penalty applies.
Offer: Penalty for early withdrawal. Dividends credited at maturity.
2.40% interest rate
Rate by balance
Rate by balance for Share Certificates of Deposit Balance APY $500 – $10,000 2.40% $10,000 – $50,000Your amount 2.50% $50,000 – $100,000 2.65% $100,000 and up 2.85% Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 1 branch
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 0.30%APY$181 over 72 months on $10,000
Requirements
Product: Time Deposits under $100,000. Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals. If the account term is greater than 12 months, interest cannot remain on deposit and payout of interest is mandatory.
Offer: Interest cannot remain on deposit; payout of interest is mandatory.
0.30% interest rate · Balance cap $99,999.99 · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Tucumcari, NM
57 CDs at 5 banks and credit unions · checked Oct 16–22
- Typical
- 2.06%
- Top 10% from
- 3.91%
- Banks, typical
- 1.76%
- Credit unions, typical
- 2.43%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New Mexico
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Sandia Area Federal Credit UnionCredit union · 7 branches
- State Employees Credit UnionCredit union · 8 branches