Bank · FDIC insured
Tucumcari Federal Savings & Loan Association CD Rates
Tucumcari Federal Savings & Loan Association’s best CD rate is 3.82% APY on a 4-year CD. Terms run from 6 months to 4 years. Rates checked October 22, 2026.
How Tucumcari Federal Savings & Loan Association’s CD rates compare
Compared with banks and credit unions in New Mexico, where Tucumcari Federal Savings & Loan Association has the most branches. $10,000, best rate first.
This bank’s best
Tucumcari Federal Savings & Loan Association
3.82%APY
- Term
- 48 months
- Minimum
- $10,000
- Earns on $10,000
- $1,618
Certificates of Deposit
Top rate
Del Norte Credit Union
5.18%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $562
2nd-highest rate
Kirtland Credit Union
5.12%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $778
Tucumcari Federal Savings & Loan Association CD score
79
CD score
Higher than 49% of U.S. banks and credit unions
- 3–8 months3–8 mo3.56%
- 9–15 months9–15 mo3.09%
- 16–30 months16–30 mo2.02%
- 31–60 months31–60 mo3.82%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tucumcari Federal Savings & Loan Association ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.82%APY · 5 terms
Early withdrawal penalty: 3 months interest for terms 1 year or less; 6 months interest for terms over 1 year.
| Term | APY · $1,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsEarly withdrawal penalty: 3 months interest for terms 1 year or less | 3.56% | — | 3.56% | $176 |
| 12 monthsEarly withdrawal penalty: 3 months interest for terms 1 year or less | 3.09% | — | 3.09% | $309 |
| 24 monthsEarly withdrawal penalty: 6 months interest for terms over 1 year | 2.02% | — | 2.02% | $408 |
| 36 monthsEarly withdrawal penalty: 6 months interest for terms over 1 year | 2.17% | — | 2.17% | $665 |
| 48 monthsEarly withdrawal penalty: 6 months interest for terms over 1 year. Rate update one time; must come into bank or call to change rate | — | 3.82% | 3.82% | $1,618 |
Sources (1)
- tucfed.com/certificates-of-deposit-cds · captured Sep 16, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.82%APY · 3 terms
Early withdrawal penalty: 3 months interest for terms 1 year or less; 6 months interest for terms over 1 year.
| Term | APY · $100 and up | APY · $10,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 18 monthsEarly withdrawal penalty: 3 months interest for terms 1 year or less | 2.84% | — | — | 2.84% | $429 |
| 25 monthsEarly withdrawal penalty: 6 months interest for terms over 1 year | — | — | 3.14% | —3.14% from $100k | — |
| 48 monthsEarly withdrawal penalty: 6 months interest for terms over 1 year | — | 3.82% | — | 3.82% | $1,618 |
Sources (1)
- tucfed.com/individual-retirement-accounts-iras · captured Sep 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.