Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–10 results in Presque Isle, ME
- 4.50%APY$1,412 over 36 months on $10,000
Requirements
Product: To open online, must be at least 18 years old and a Maine resident or an existing customer. Penalty applies for early withdrawal. Rates accurate as of 10/13/2026.
Offer: Early withdrawal penalty: 365 days interest.
4.40% interest rate · Effective Oct 13, 2026
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More details - 4.49%APY$564 over 15 months on $10,000
Requirements
Product: Dividends are compounded daily and paid monthly.
4.40% interest rate · Compounded daily · Effective Oct 15, 2026
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More details - 4.25%APY$868 over 24 months on $10,000
Requirements
Product: Interest is compounded continuously. A penalty may be imposed for early withdrawal. Rates subject to change prior to issuance; fixed after issuance. Automatic renewal at maturity.
Offer: Interest compounded continuously; early withdrawal penalty may apply. Rate fixed after issuance.
4.11% interest rate · Effective Oct 21, 2026
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More details - 4.25%APY$868 over 24 months on $10,000
Requirements
Product: Minimum of $500 to open a share certificate. Penalties may be charged for early withdrawals. Qualification requirements must be met. Other restrictions may apply. Dividends are paid monthly and compound over time. No monthly fees.
4.17% interest rate
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More details - 4.23%APY$678 over 19 months on $10,000intro rate
Requirements
Product: CD Specials require a $2,500 minimum opening deposit and a $2,500 minimum daily balance to obtain the stated APY. Substantial penalty for early withdrawal. Withdrawals will reduce earnings.
Offer: Requires a $2,500 minimum opening deposit and a $2,500 minimum daily balance to obtain stated APY.
Promotional rate · 4.15% interest rate · Effective Oct 20, 2026
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More details - NorState Federal Credit UnionShare Certificate AccountCD · 12 months · $1,000 min
Credit union · 1 branch
4.00%APY$400 over 1 year on $10,0003.93% interest rate · Effective Oct 13, 2026
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More details - 3.82%APY$317 over 10 months on $10,000intro rate
Requirements
Product: CD Specials require a $2,500 minimum opening deposit and a $2,500 minimum daily balance to obtain the stated APY. Substantial penalty for early withdrawal. Withdrawals will reduce earnings.
Offer: Requires a $2,500 minimum opening deposit and a $2,500 minimum daily balance to obtain stated APY.
Promotional rate · 3.75% interest rate · Effective Oct 20, 2026
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More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
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More details - 2.50%APY
Requirements
Product: A $500 minimum opening deposit is required to obtain the stated APY. Substantial penalty for early withdrawal. Lock in interest rate for 1 month up to 5 years. Additional deposits not permitted.
2.47% interest rate · Effective Aug 31, 2026
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More details - 1.36%APY$68 over 6 months on $10,000
Requirements
Product: 6 month term. Unlimited deposits of $500 or more. One withdrawal of principal, without penalty, during the 6 month term. Not available for IRA or SEP accounts. Substantial penalty for early withdrawal.
1.35% interest rate · Effective Oct 20, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Presque Isle, ME
51 CDs at 7 banks and credit unions · checked Oct 15–22
- Typical
- 3.56%
- Top 10% from
- 4.23%
- Banks, typical
- 2.83%
- Credit unions, typical
- 3.65%
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Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches