Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–10 results in Taos, NM metro
- 4.34%APY$1,003 over 27 months on $10,000intro rate
Requirements
Product: Early surrender penalties apply.
Offer: 27 Month CD SPECIAL.
Promotional rate · 4.25% interest rate · Effective Oct 22, 2026
Rate checked
More details - 3.90%APY$2,108 over 60 months on $10,000
Requirements
Product: Dividends compound monthly. Penalty for early withdrawal of principal. Must maintain minimum daily balance to earn disclosed APY. 36-Month Bump certificate allows a one-time rate increase if rates rise during the term and additional deposit at that time.
3.83% interest rate · Effective Sep 23, 2026
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More details - 3.55%APY$176 over 6 months on $10,000
Requirements
Product: Membership at Questa Credit Union is open to anyone living, working, or owning property within the Questa School District, including Questa, Cerro, Red River, Costilla, Amalia, and nearby areas. Early surrender penalties apply. Rates subject to change without notice.
Offer: Early surrender penalties apply. Stated APR is 3.50%.
3.50% interest rate · Effective May 13, 2025
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More details - 3.29%APY$82 over 3.033333333333333 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Monthly service charge: $0.
Offer: A penalty may be imposed for early withdrawal.
3.25% interest rate · Effective Sep 1, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - NBH BankFixed Rate 15 Month Time Deposit (Online Account Opening)CD · 15 months · $500 min
Bank · 3 branches
2.76%APY$346 over 15 months on $10,000Requirements
Product: Online Account Opening schedule for 15 Month Certificate of Deposit Time Account.
Offer: Must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield. Interest compounded annually and credited annually and at maturity.
2.75% interest rate · Compounded annually
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More details - 1.76%APY$265 over 18 months on $10,000
Requirements
Product: Funding and additions through direct deposit or scheduled ACH deposits.
Offer: Funding & additions through direct deposit or scheduled ACH deposits.
1.75% interest rate · Effective Oct 22, 2026
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Taos, NM metro
53 CDs at 6 banks and credit unions · checked Oct 6–22
- Typical
- 3.05%
- Top 10% from
- 3.69%
- Banks, typical
- 0.35%
- Credit unions, typical
- 3.36%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Taos, NM metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Guadalupe Credit UnionCredit union · 1 branch