Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–8 results in Sumter, SC metro · Few institutions in Sumter, SC metro: choose a wider area in the filters
- SAFE Federal Credit Union9 Month Specialty Share CertificateCD · 9 months · $1,000 min
Credit union · 8 branches
4.25%APY$317 over 9 months on $10,000intro rateRequirements
Product: Minimum deposit $1,000. Automatically renews at maturity to a 12-month term Standard Certificate after a grace period of ten (10) calendar days.
Promotional rate · 4.16% interest rate
Rate checked
More details - 4.25%APY$389 over 11 months on $10,000with conditions
Requirements
Product: Fixed rate for the term. Requires a $5,000 minimum opening deposit. Special interest rates apply to initial term only and automatically renew for the disclosed renewal term at standard rates in effect at maturity. Maximum aggregate deposit limit of $2.5 million. Public funds are not eligible. Early withdrawal penalties apply.
Offer: Relationship rate; requires linked Prime Checking, Premier Checking, or Private Bank Interest Checking account at open and renewal. Renews to a 6-month term at 0.05% APY.
Qualified rate · 4.16% interest rate · Effective Oct 3, 2026
Rate checked
More details - AllSouth Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min · 4.13%–4.23% by balance
Credit union · 2 branches
4.13%APY$413 over 1 year on $10,000Requirements
Product: Fixed-Term Savings. Higher Dividends. Earn dividends based on your certificate balance and rate, with fixed terms from 3 to 60 months. Dividends will be compounded monthly and credited monthly. Certificates are subject to penalty for early withdrawal. Fees and withdrawals may reduce earnings on the account. $1,000 minimum balance to open. 7-day grace period after maturity. Open 3, 6, 12-month terms online or open longer term certificates at one of our locations.
Offer: Dividends compounded monthly and credited monthly. Subject to early withdrawal penalty.
4.05% interest rate · Compounded monthly · Effective Oct 20, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and up 4.13% $10,000 and upYour amount 4.13% $25,000 and up 4.13% $50,000 and up 4.18% $75,000 and up 4.18% $100,000 and up 4.23% Rate checked
More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Minimum opening deposit $5,000, maximum $250,000. Must be funded via ACH transfer from an external bank account. Funds must be new money, not on deposit with First Citizens within the past 90 days. Must be opened by an individual residing in a state where a First Citizens branch exists. Not available as an IRA.
Offer: Earn up to 4.00% APY on a 5-month CD.
Promotional rate
Rate checked
More details - SAFE Federal Credit UnionShare Investment CertificatesCD · 12 months · $1,000 min · 3.50%–3.65% by balance
Credit union · 8 branches
3.50%APY$350 over 1 year on $10,000Requirements
Product: Standard and Jumbo tiers ($1,000 / $50,000 / $100,000 minimum deposits). Rates fixed for the term. Dividends compounded daily and credited monthly using Daily Balance computation method. Automatically renews at maturity after a 10 calendar day grace period; no additional deposits permitted after opening. Early withdrawal penalty: terms < 12 months forfeit 30 days dividends; terms >= 12 months forfeit 90 days dividends. Membership savings account required.
Offer: Standard tier ($1,000 minimum deposit) / Up to $50,000.
3.44% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Investment Certificates Balance APY $1,000 – $50,000Your amount 3.50% $50,000 and up 3.55% $100,000 and up 3.65% Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - 2.02%APY$202 over 1 year on $10,000
Requirements
Product: Flexible 12-month build-as-you-go certificate. Add money anytime during the 12 month term using Online and Mobile Banking or automatic transfers. $100 initial deposit to open. Dividends compounded and credited monthly. 7-day grace period after maturity. Open online or at branches. Subject to penalty for early withdrawal.
Offer: Dividends compounded monthly and credited monthly. Add money anytime during the 12 month term using Online and Mobile Banking or automatic transfers. Subject to early withdrawal penalty.
2.00% interest rate · Compounded monthly · Effective Oct 20, 2026
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 2 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Sumter, SC metro
51 CDs at 4 banks and credit unions · checked Oct 22
- Typical
- 1.75%
- Top 10% from
- 4.00%
- Banks, typical
- 1.02%
- Credit unions, typical
- 2.65%
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South Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- Peach State Federal Credit UnionCredit union · 4 branches
- Greenville Heritage Federal Credit UnionCredit union · 3 branches