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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Springfield, MA metro

  1. Freedom Credit Union15-Month Certificate SpecialCD · 15 months · $500 min

    Credit union · 6 branches

    4.50%APY$566 over 15 months on $10,000intro rate
  2. Top Carrot, Carrot Score 89
    MASSMUTUALShare CertificateCD · 15 months · $500 min

    Credit union · 1 branch

    4.33%APY$544 over 15 months on $10,000intro rate
  3. Top Carrot, Carrot Score 87
    Liberty BankCertificates of DepositCD · 13 months · $500 min

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  4. Pioneer Valley Credit UnionShare CertificateCD · 16 months · $1,000 min

    Credit union · 4 branches

    4.25%APY$571 over 16 months on $10,000
  5. Top Carrot, Carrot Score 89
    UMassFiveTerm DepositsCD · 36 months · $500 min

    Credit union · 1 branch

    4.07%APY$1,271 over 36 months on $10,000
  6. Freedom Credit Union36-Month Certificate SpecialCD · 36 months · $500 min

    Credit union · 6 branches

    4.05%APY$1,265 over 36 months on $10,000intro rate
  7. Freedom Credit UnionSavings CertificateCD · 36 months · $500 min

    Credit union · 6 branches

    4.05%APY$1,265 over 36 months on $10,000
  8. Top Carrot, Carrot Score 88
    BrightBridge Credit UnionCertificate AccountsCD · 10 months · $500 min

    Credit union · 3 branches

    4.00%APY$332 over 10 months on $10,000
  9. Selfreliance Federal Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 1 branch

    4.00%APY$400 over 1 year on $10,000
  10. Freedom Credit Union13-Month Certificate SpecialCD · 13 months · $500 min

    Credit union · 6 branches

    4.00%APY$434 over 13 months on $10,000intro rate
  11. Freedom Credit Union24-Month Certificate SpecialCD · 24 months · $500 min

    Credit union · 6 branches

    3.95%APY$806 over 24 months on $10,000intro rate
  12. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 13 branches

    3.85%APY$583 over 18 months on $10,000with conditions
  13. Country Bank for SavingsRelationship Certificate of DepositCD · 6 months · $500 min

    Bank · 6 branches

    3.82%APY$189 over 6 months on $10,000with conditions
  14. Luso Federal Credit UnionTerm Share CertificateCD · 15 months · $500 min

    Credit union · 2 branches

    3.80%APY$477 over 15 months on $10,000
  15. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 8 branches

    3.75%APY$217 over 7 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Springfield, MA metro

298 CDs at 23 banks and credit unions · checked Sep 18–Oct 22

Typical
1.76%
Top 10% from
3.81%
Banks, typical
0.50%
Credit unions, typical
3.30%

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Springfield, MA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. UMassFiveCredit union · 1 branch
  2. MASSMUTUALCredit union · 1 branch
  3. BrightBridge Credit UnionCredit union · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate