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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–13 results in San Juan, PR metro

  1. FirstBankCertificate of DepositCD · 24 months · $1,000 min

    Bank · 44 branches

    4.60%APY$941 over 24 months on $10,000
  2. BCUNew Money CD SpecialsCD · 15 months · $500 min

    Credit union · 2 branches

    4.30%APY$540 over 15 months on $10,000intro rate
  3. Top Carrot, Carrot Score 89
    CitiCertificate of DepositCD · 12 months · $500 min

    Bank · 2 branches

    4.25%APY$425 over 1 year on $10,000
  4. BCUCD SpecialsCD · 30 months

    Credit union · 2 branches

    4.15%APY$1,070 over 30 months on $10,000with conditions
  5. JetStream FCUGolden Eagle CertificatesCD · 6 months · $5,000 min

    Credit union · 1 branch

    4.00%APY$198 over 6 months on $10,000with conditions
  6. JetStream FCUCertificatesCD · 6 months · $500 min

    Credit union · 1 branch

    4.00%APY$198 over 6 months on $10,000
  7. GE Credit UnionTerm Share CertificateCD · 7 months · $500 min

    Credit union · 2 branches

    4.00%APY$231 over 7 months on $10,000
  8. Top Carrot, Carrot Score 96
    PenFed Credit UnionMoney Market CertificatesCD · 60 months · $1,000 min

    Credit union · 4 branches

    3.50%APY$1,877 over 60 months on $10,000
  9. BCUNo Penalty CDsCD · 7 months

    Credit union · 2 branches

    3.30%APY$191 over 7 months on $10,000with conditions
  10. VAPR Federal Credit UnionCertificado de ahorrosCD · 12 months

    Credit union · 2 branches

    3.30%APY$330 over 1 year on $10,000
  11. BCUStandard CDsCD · 60 months

    Credit union · 2 branches

    3.10%APY$1,649 over 60 months on $10,000
  12. Puerto Rico Employee Groups FCUCertificado de Acciones (Shares Certificate)CD · 24 months · $1,000 min

    Credit union · 1 branch

    2.50%APY$506 over 24 months on $10,000
  13. Top Carrot, Carrot Score 89
    CitiStep Up CDCD · 30 months · $500 min

    Bank · 2 branches

    0.10%APY$25 over 30 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in San Juan, PR metro

87 CDs at 8 banks and credit unions · checked Oct 15–22

Typical
2.89%
Top 10% from
4.00%
Banks, typical
2.00%
Credit unions, typical
3.04%

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San Juan, PR metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. PenFed Credit UnionCredit union · 4 branches
  2. CitiBank · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate