Credit union · NCUA insured
VAPR Federal Credit Union CD Rates
VAPR Federal Credit Union’s best CD rate is 3.30% APY on a 1-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 22, 2026.
How VAPR Federal Credit Union’s CD rates compare
Compared with banks and credit unions near San Juan, PR, where VAPR Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
VAPR Federal Credit Union
3.30%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $330
Certificado de ahorros
Top rate
FirstBank
4.60%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $941
2nd-highest rate
BCU
4.30%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $540
VAPR Federal Credit Union CD score
69
CD score
Higher than 25% of U.S. banks and credit unions
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo3.14%
- 31–60 months31–60 mo3.04%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where VAPR Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificado de ahorros
Up to 3.30%APY · 7 terms
Withdrawing funds before maturity incurs a penalty. Dividends may be received monthly, quarterly, at maturity, or added to principal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.30% | $330 |
| 18 months | 3.14% | $475 |
| 24 months | 3.04% | $617 |
| 30 months | 3.04% | $777 |
| 36 months | 3.04% | $940 |
| 48 months | 3.04% | $1,273 |
| 60 months | 3.04% | $1,615 |
Special-purpose accounts
IRA'S
Up to 3.30%APY · 6 terms
Interest rate guaranteed for the full term. Minimum investment to open is $500.00. Deductible on tax return up to $7,500.00 as an individual.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.30% | $330 |
| 18 months | 2.88% | $435 |
| 24 months | 2.78% | $564 |
| 36 months | 2.78% | $857 |
| 60 months | 2.27% | $1,188 |
| 120 months | 2.02% | $2,214 |
Who can join VAPR Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.