Bank · FDIC insured
FirstBank CD Rates
FirstBank’s best CD rate is 4.60% APY on a 2-year CD. Terms run from 7 months to 2 years. Rates checked October 22, 2026.
How FirstBank’s CD rates compare
Compared with banks and credit unions near San Juan, PR, where FirstBank has the most branches. $10,000, best rate first.
This bank’s best
FirstBank
4.60%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $941
Certificate of Deposit
2nd-highest rate
BCU
4.30%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $540
3rd-highest rate
Citi
4.25%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $425
FirstBank CD score
92
CD score
Higher than 94% of U.S. banks and credit unions
- 3–8 months3–8 mo4.10%
- 9–15 months9–15 mo4.30%
- 16–30 months16–30 mo4.60%
- QualifiedQualified4.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where FirstBank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.60%APY · 3 terms
Available only in Florida. Member FDIC. FirstBank Florida is a division of FirstBank Puerto Rico. Early withdrawal penalties may apply. Fees may reduce earnings.
| Term | APY · Any balance | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 7 months | — | 4.10% | 4.10% | $237 |
| 13 monthsTerm: 13 months | 4.30% | — | 4.30% | $467 |
| 24 months | — | 4.60% | 4.60% | $941 |
Sources (1)
- 1firstbank.com/fl/en/personal/…tificate-of-deposit.html · captured Oct 22, 2026
Opening an account
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