Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–8 results in Orangeburg, SC metro
- AllSouth Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min · 4.13%–4.23% by balance
Credit union · 1 branch
4.13%APY$413 over 1 year on $10,000Requirements
Product: Fixed-Term Savings. Higher Dividends. Earn dividends based on your certificate balance and rate, with fixed terms from 3 to 60 months. Dividends will be compounded monthly and credited monthly. Certificates are subject to penalty for early withdrawal. Fees and withdrawals may reduce earnings on the account. $1,000 minimum balance to open. 7-day grace period after maturity. Open 3, 6, 12-month terms online or open longer term certificates at one of our locations.
Offer: Dividends compounded monthly and credited monthly. Subject to early withdrawal penalty.
4.05% interest rate · Compounded monthly · Effective Oct 20, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and up 4.13% $10,000 and upYour amount 4.13% $25,000 and up 4.13% $50,000 and up 4.18% $75,000 and up 4.18% $100,000 and up 4.23% Rate checked
More details - 4.00%APY$165 over 5 months on $10,000intro rate
Requirements
Product: Minimum opening deposit $5,000, maximum $250,000. Must be funded via ACH transfer from an external bank account. Funds must be new money, not on deposit with First Citizens within the past 90 days. Must be opened by an individual residing in a state where a First Citizens branch exists. Not available as an IRA.
Offer: Earn up to 4.00% APY on a 5-month CD.
Promotional rate
Rate checked
More details - 3.70%APY$370 over 1 year on $10,000
Requirements
Product: Requires Main Savings Account with $250 minimum deposit. No annual fees, no monthly service charge. Dividends compounded/paid quarterly. 10-day grace period at maturity. Early withdrawal penalties may apply. At maturity, account is subject to automatic renewal at the rate then in effect for that term.
Offer: Dividend rate is 3.65%. Dividends compounded quarterly.
3.65% interest rate · Compounded quarterly · Effective Feb 13, 2026
Rate checked
More details - South Carolina State Credit UnionSCU CertificatesCD · 60–Unknown months · $500 min
Credit union · 1 branch
3.65%APYRequirements
Product: Minimum opening deposit is $500. Must maintain an average daily balance equal to or greater than the minimum opening deposit to earn the APY and avoid service charges. Dividends may be added to certificate balance, automatically transferred to another account, or mailed. Early withdrawal penalties apply.
Offer: Dividends are credited and compounded quarterly.
3.60% interest rate · Compounded quarterly · Effective Oct 19, 2026
Rate checked
More details - 3.30%APY$414 over 15 months on $10,000intro rate
Requirements
Product: Accrues daily with quarterly compounding and crediting. Minimum to open $500. $500 daily minimum balance must be maintained to earn APY. Early withdrawal penalties apply.
Offer: *15 Month Special Quarterly Interest. $500 minimum balance must be maintained to earn APY. Early withdrawal penalty: three months interest (for more than 12 months).
Promotional rate · Effective Sep 23, 2026
Rate checked
More details - 3.05%APY$305 over 1 year on $10,000
3.00% interest rate
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
Rate checked
More details - 2.02%APY$202 over 1 year on $10,000
Requirements
Product: Flexible 12-month build-as-you-go certificate. Add money anytime during the 12 month term using Online and Mobile Banking or automatic transfers. $100 initial deposit to open. Dividends compounded and credited monthly. 7-day grace period after maturity. Open online or at branches. Subject to penalty for early withdrawal.
Offer: Dividends compounded monthly and credited monthly. Add money anytime during the 12 month term using Online and Mobile Banking or automatic transfers. Subject to early withdrawal penalty.
2.00% interest rate · Compounded monthly · Effective Oct 20, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Orangeburg, SC metro
45 CDs at 6 banks and credit unions · checked Oct 22
- Typical
- 2.94%
- Top 10% from
- 3.63%
- Banks, typical
- 1.75%
- Credit unions, typical
- 3.39%
Is your bank paying you enough?
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Orangeburg, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CPM Federal Credit UnionCredit union · 1 branch
- South Carolina State Credit UnionCredit union · 1 branch