Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Morgantown, WV metro
- Fairmont Federal Credit UnionShare CertificatesCD · 48 months · $1,500 min · 4.35%–4.55% by balance
Credit union · 2 branches
4.35%APY$1,857 over 48 months on $10,000Requirements
Product: Fixed rates throughout length of term. Dividends earned may be: Deposited into another account Compounded monthly back into the certificate Dividend-only penalty for early withdrawal Auto-renewed unless specified $500–$1,500 minimum deposit to open Request Info Membership eligibility requirements may apply
4.27% interest rate · Compounded monthly · Effective Oct 2, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,500 and upYour amount 4.35% $100,000 and upJumbo Certificates 4.45% $250,000 and upJumbo Certificates 4.55% Rate checked
More details - 4.25%APY$461 over 13 months on $10,000with conditions
Requirements
Product: Guaranteed fixed rate certificate. PFI members unlock rates up to 4.25% APY with checking account and direct deposit. APY accurate as of 1/1/26.
Offer: PFI rate. Requires Primary Financial Institution (PFI) relationship (open checking account and set up direct deposit).
Qualified rate · Effective Jan 1, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 1 branch
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.11%APY$376 over 11 months on $10,000intro rate
Requirements
Offer: Must be opened in person at an MVB Bank location in West Virginia or Northern Virginia. CD Special Interest rates apply only to the initial CD term. At maturity a 5-month, 7-month or 11-month CD will automatically renew at a 6-month CD term and the "Automatic CD Renewal Rate" in effect at time of renewal. Fees could reduce earnings on the account. No Brokered CDs. A penalty may be imposed for early withdrawal. The advertised APY is based on quarterly compounding of the interest. Promotion valid beginning 10/01/2026 and subject to withdraw at any time.
Promotional rate · Balance cap $230,000 · Effective Oct 1, 2026
Rate checked
More details - 4.11%APY$803 over 23 months on $10,000intro rate
Requirements
Product: Online CD promotion. Open online in minutes. Fixed APY.
Offer: Open online in minutes. Limited-time promotional online CD.
Promotional rate
Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - WesBancoCertificates of Deposit (CDs)CD · 14 months · $1,000 min · 3.35%–4.10% by balance
Bank · 4 branches
4.10%APY$480 over 14 months on $10,000with conditionsRequirements
Product: Available in term increments from 3-60 months, earning a fixed-rate of interest. A penalty will be imposed for early withdrawal. Automatically renews at the end of the term unless instructed otherwise. Fees can reduce earnings.
Offer: $1,000 min. balance requirement to open. Apply Online. Penalty for early withdrawal.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Any balance 3.35% $1,000 – $9,999$1,000 – $9,999 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 3.85% $10,000 and upYour amountAbove $10,000 in new money to WesBanco and have an active WesBanco checking account. Open in Branch. The minimum to obtain the advertised APY is $10,000. Funds deposited to a WesBanco deposit account within 30 days of opening the CD may qualify as new money. 4.10% Rate checked
More details - 4.06%APY$828 over 24 months on $10,000
Requirements
Offer: Early withdrawal penalty applies. Compounding and crediting posted quarterly.
4.00% interest rate · Effective Jan 1, 2026
Rate checked
More details - 4.05%APY$371 over 11 months on $10,000
Requirements
Product: Available for accounts opened online only. Minimum balance to open and obtain APY is $500; maximum amount is $10,000,000. Interest is compounded and credited quarterly. Penalty may be imposed for early withdrawal. At maturity, automatically rolls into a Standard CD at the standard rate closest to the initial term unless otherwise directed.
Offer: Opened online only. Interest credited quarterly. Early withdrawal penalty may apply.
3.99% interest rate · Balance cap $10,000,000
Rate checked
More details - 4.00%APY$571 over 17 months on $10,000intro rate
Requirements
Product: Online CD promotion. Open online in minutes. Fixed APY.
Offer: Open online in minutes. Limited-time promotional online CD.
Promotional rate
Rate checked
More details - 3.95%APY$806 over 24 months on $10,000
Requirements
Product: Choose from a variety of maturity options ranging from 91 days to 72 months. Minimum balance to open and maintain APY is $500. Substantial penalty for early withdrawal. Fees may reduce account earnings.
Offer: Minimum balance to open and maintain APY is $500. Substantial penalty for early withdrawal. Fees may reduce account earnings.
3.89% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.75%APY$312 over 10 months on $10,000intro rate
Requirements
Product: Limited-time offer. Open online.
Offer: Limited-time offer. Open online.
Promotional rate
Rate checked
More details - 3.75%APY$343 over 11 months on $10,000with conditions
Requirements
Product: Standard CDs have a $500 minimum opening deposit. Specials require a $5,000 minimum deposit, relationship eligibility, and are available to current City customers only.
Offer: Relationship special. Available to current City customers only with one of: 1 year+ checking or savings account, a money market account, a new checking with direct deposit, or a loan.
Qualified rate · 3.70% interest rate · Effective Oct 14, 2026
Rate checked
More details - Pioneer Appalachia FCU11-Month Promotional Share CertificateCD · 11 months · $500 min · 3.50%–4.00% by balance
Credit union · 1 branch
3.50%APY$320 over 11 months on $10,000with conditionsRequirements
Product: Limited-time promotional share certificate. Jumbo and Jumbo Plus rates require Primary Financial Institution (PFI) membership (checking, direct deposit, bill pay/everyday banking). Dividends compounded and credited monthly. Early withdrawal penalty equals 6 months of dividends. Does not automatically renew at promotional rate upon maturity.
Offer: Standard pricing. Available to all members (PFI and non-PFI).
Qualified rate · 3.44% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for 11-Month Promotional Share Certificate Balance APY $500 and upYour amount 3.50% $100,000 and upJumbo pricing. Exclusive to Primary Financial Institution (PFI) members. 3.75% $250,000 and upJumbo Plus pricing. Exclusive to Primary Financial Institution (PFI) members. 4.00% Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Morgantown, WV metro
163 CDs at 13 banks and credit unions · checked Oct 16–22
- Typical
- 0.50%
- Top 10% from
- 4.00%
- Banks, typical
- 0.33%
- Credit unions, typical
- 3.04%
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Morgantown, WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- WEPCO Federal Credit UnionCredit union · 1 branch
- WVU Credit UnionCredit union · 1 branch