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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Louisville/Jefferson County, KY-IN metro

  1. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionWealth Development CertificateCD · 24 months · $5 min

    Credit union · 4 branches

    5.00%APY$1,025 over 24 months on $10,000
  2. Lincoln National BankCertificates of Deposit (CDs)CD · 13 months · $500 min

    Bank · 2 branches

    4.65%APY$505 over 13 months on $10,000
  3. Top Carrot, Carrot Score 90
    Louisville Federal Credit UnionShare CertificateCD · 6 months · $1,000 min

    Credit union · 2 branches

    4.50%APY$223 over 6 months on $10,000
  4. Top Carrot, Carrot Score 91
    Abound Credit UnionCertificate AccountCD · 15 months · $500 min

    Credit union · 6 branches

    4.50%APY$566 over 15 months on $10,000intro rate
  5. Top Carrot, Carrot Score 90
    Central BankCertificate of DepositCD · 60 months · $500 min

    Bank · 4 branches

    4.50%APY$2,462 over 60 months on $10,000
  6. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionCertificateCD · 60 months · $500 min

    Credit union · 4 branches

    4.50%APY$2,462 over 60 months on $10,000
  7. Top Carrot, Carrot Score 89
    Everwise Credit UnionShare Certificate SpecialsCD · 15 months · $500 min

    Credit union · 1 branch

    4.47%APY$562 over 15 months on $10,000intro rate
  8. Top Carrot, Carrot Score 90
    Central BankCD Management AccountCD · 12 months · $2,500 min

    Bank · 4 branches

    4.38%APY$438 over 1 year on $10,000
  9. Centra Credit UnionShare CertificatesCD · 8 months · $500 min

    Credit union · 9 branches

    4.35%APY$288 over 8 months on $10,000
  10. Top Carrot, Carrot Score 91
    Indiana Members Credit UnionCertificatesCD · 13 months · $1,000 min

    Credit union · 2 branches

    4.35%APY$472 over 13 months on $10,000
  11. Top Carrot, Carrot Score 95
    Commonwealth Credit UnionNew Money CertificateCD · 15 months · $500 min

    Credit union · 4 branches

    4.35%APY$547 over 15 months on $10,000intro rate
  12. Top Carrot, Carrot Score 88
    Class Act Federal Credit UnionShare CertificateCD · 36 months · $1,000 min

    Credit union · 6 branches

    4.35%APY$1,363 over 36 months on $10,000intro rate
  13. Top Carrot, Carrot Score 89
    LG&E Co. Credit UnionCertificates of Deposit (CDs)CD · 6 months · $500 min

    Credit union · 1 branch

    4.33%APY$214 over 6 months on $10,000
  14. Kit Federal Credit UnionShare CertificatesCD · 9 months · $1,000 min

    Credit union · 1 branch

    4.30%APY$321 over 9 months on $10,000
  15. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 5 branches

    4.25%APY$317 over 9 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Louisville/Jefferson County, KY-IN metro

443 CDs at 46 banks and credit unions · checked Oct 15–22

Typical
2.84%
Top 10% from
4.19%
Banks, typical
1.75%
Credit unions, typical
3.24%

Is your bank paying you enough?

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Louisville/Jefferson County, KY-IN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Commonwealth Credit UnionCredit union · 4 branches
  2. Brown Forman Employees Credit UnionCredit union · 1 branch
  3. Indiana Members Credit UnionCredit union · 2 branches
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate