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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Grand Forks, ND-MN metro

  1. Unity BankCD SpecialCD · 5 months · $5,000 min

    Bank · 1 branch

    4.30%APY$177 over 5 months on $10,000intro rate
  2. Top Carrot, Carrot Score 88
    Bell BankFixed Rate Certificate of DepositCD · 17 months · $500 min · 4.30%–4.35% by balance

    Bank · 1 branch

    4.30%APY$615 over 17 months on $10,000
  3. Top Carrot, Carrot Score 88
    First Community Credit UnionCertificates of Deposit (27 Month)CD · 27 months · $5,000 min

    Credit union · 4 branches

    4.30%APY$994 over 27 months on $10,000
  4. KodaBankCertificates of DepositCD · 15 months · $2,500 min

    Bank · 1 branch

    4.26%APY$535 over 15 months on $10,000
  5. First State BankCertificate of DepositCD · 9 months · $10,000 min

    Bank · 2 branches

    4.25%APY$317 over 9 months on $10,000
  6. Top Carrot, Carrot Score 89
    United Valley BankCertificates of DepositCD · 11 months · $500 min

    Bank · 2 branches

    4.25%APY$389 over 11 months on $10,000intro rate
  7. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 1 branch

    4.25%APY$389 over 11 months on $10,000with conditions
  8. First International Bank & TrustFixed-Term CD (Certificate of Deposit) AccountCD · 13 months · $2,500 min

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000
  9. Gate City BankRelationship CDCD · 24 months · $1,000 min

    Bank · 3 branches

    4.20%APY$858 over 24 months on $10,000with conditions
  10. Top Carrot, Carrot Score 88
    First Community Credit UnionCertificates of DepositCD · 15 months · $1,000 min

    Credit union · 4 branches

    4.15%APY$521 over 15 months on $10,000intro rate
  11. Top Carrot, Carrot Score 91
    Service Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    4.10%APY$410 over 1 year on $10,000
  12. Alerus Financial20 Month CD SpecialCD · 20 months · $5,000 min

    Bank · 4 branches

    4.10%APY$693 over 20 months on $10,000with conditions
  13. Bank ForwardCertificates of DepositCD · 21 months · $2,500 min

    Bank · 1 branch

    4.06%APY$720 over 21 months on $10,000
  14. Gate City BankCertificate of DepositCD · 5 months · $1,000 min

    Bank · 3 branches

    4.00%APY$165 over 5 months on $10,000
  15. Postal Family FCUShare CertificatesCD · 6 months · $1,000 min

    Credit union · 1 branch

    3.82%APY$189 over 6 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Grand Forks, ND-MN metro

153 CDs at 19 banks and credit unions · checked Oct 6–22

Typical
3.25%
Top 10% from
4.12%
Banks, typical
3.25%
Credit unions, typical
3.25%

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Grand Forks, ND-MN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Service Credit UnionCredit union · 1 branch
  2. United Valley BankBank · 2 branches
  3. First Community Credit UnionCredit union · 4 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate