Credit union · NCUA insured
Postal Family FCU CD Rates
Postal Family FCU’s best CD rate is 3.82% APY on a 6-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How Postal Family FCU’s CD rates compare
Compared with banks and credit unions near Fargo, ND-MN, where Postal Family FCU has the most branches. $10,000, best rate first.
This credit union’s best
Postal Family FCU
3.82%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $189
Share Certificates
Top rate
Magnifi Financial
4.50%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,163
2nd-highest rate
Midwest Bank
4.50%APY
- Term
- 54 months
- Minimum
- $500
- Earns on $10,000
- $2,191
Postal Family FCU CD score
74
CD score
Higher than 36% of U.S. banks and credit unions
- 3–8 months3–8 mo3.82%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo3.04%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Postal Family FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.82%APY · 3 terms
Penalties for early withdrawals apply. Rates are subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.82% | $189 |
| 12 months | 3.30% | $330 |
| 24 months | 3.04% | $617 |
Who can join Postal Family FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in 31 specified counties in North Dakota, South Dakota, and Minnesota.
Membership information collected October 4, 2026.