Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–6 results in Cornelia, GA metro · Few institutions in Cornelia, GA metro: choose a wider area in the filters
- Georgia United Credit UnionCertificates of DepositCD · 18 months · $1,000 min
Credit union · 1 branch
4.00%APY$606 over 18 months on $10,000Requirements
Product: Earn more than traditional savings with no monthly maintenance fees. Membership and eligibility requirements apply, requiring a $5 one-time nonrefundable membership fee and a minimum initial deposit of $5.
3.92% interest rate
Rate checked
More details - Georgia United Credit UnionCertificates of Deposit SpecialCD · 27 months · $1,000 min
Credit union · 1 branch
4.00%APY$923 over 27 months on $10,000intro rateRequirements
Product: Limited-time offer. Fixed rate for the term of the promotion. Funds cannot currently be in a Georgia United account. Membership and eligibility requirements apply, requiring a $5 one-time nonrefundable membership fee and a minimum initial deposit of $5. Terms expire at renewal and roll over to the closest similar term available at prevailing dividend rate.
Offer: Limited-time offer. Funds cannot currently be in a Georgia United account. Rolls over to the closest similar term at maturity.
Promotional rate · 3.92% interest rate
Rate checked
More details - 3.80%APY$252 over 8 months on $10,000with conditions
Requirements
Product: Interest earned is compounded daily and credited monthly. Subject to early withdrawal penalty. Automatically renews on maturity date.
Offer: Early withdrawal penalty: terms 12 months or less subject to an amount equal to 91 days of interest earned or that could have been earned. 10-day grace period after maturity to withdraw funds without penalty. Maximum Relationship Rate shown.
Qualified rate · Compounded daily · Effective Sep 24, 2026
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More details - Peach State Federal Credit UnionTerm Share Certificate (or CD)CD · 12 months · $1,000 min
Credit union · 1 branch
3.75%APY$375 over 1 year on $10,000Requirements
Product: Early withdrawal penalty: 30 days' dividends for terms 6 to 12 months, 90 days' dividends for terms above 12 months. Fixed dividend rate for the term after opening. Fees could reduce earnings.
3.69% interest rate · Effective Sep 28, 2026
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More details - Peach State Federal Credit UnionFreedom Term Share Certificate (or CD)CD · 12 months · $2,500 min
Credit union · 1 branch
3.65%APY$365 over 1 year on $10,000Requirements
Product: Early withdrawal penalty applies: 30 days' dividends for terms of 6 to 12 months. After certificate is opened, dividend rate is fixed for the term.
3.59% interest rate · Effective Sep 28, 2026
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More details - 3.50%APY$350 over 1 year on $10,000
Requirements
Product: Fixed rate for 12 months with interest credited at maturity. Minimum opening deposit is $1,000.00 and additional deposits are not allowed. Early withdrawal penalty applies. Automatically renews at current maturity rates. Membership open to people who live or work in Banks, Clarke, Dawson, Habersham, Hall, Jackson, Lumpkin, Madison, Oconee, Oglethorpe, Rabun, and White counties in Northeast Georgia.
Offer: Interest credited at maturity. Additional deposits are not allowed. Early withdrawal penalty applies. Automatic renewal at maturity.
3.50% interest rate · Effective Jun 1, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Cornelia, GA metro
19 CDs at 4 banks and credit unions · checked Oct 22
- Typical
- 3.35%
- Top 10% from
- 3.84%
- Banks, typical
- 3.73%
- Credit unions, typical
- 3.35%
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Cornelia, GA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Peach State Federal Credit UnionCredit union · 1 branch
- MyGeorgia Credit UnionCredit union · 1 branch
- Georgia United Credit UnionCredit union · 1 branch