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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Brainerd, MN metro

  1. Top Carrot, Carrot Score 95
    Mid Minnesota Federal Credit UnionFast Forward CertificateCD · 36 months · $10 min

    Credit union · 4 branches

    5.09%APY$1,606 over 36 months on $10,000
  2. Affinity PlusBasic CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    4.50%APY$2,462 over 60 months on $10,000
  3. Brainerd BN Credit UnionCertificates of DepositCD · 18 months · $1,000 min

    Credit union · 1 branch

    4.37%APY$663 over 18 months on $10,000
  4. Unity BankCD SpecialCD · 5 months · $5,000 min

    Bank · 1 branch

    4.30%APY$177 over 5 months on $10,000intro rate
  5. Top Carrot, Carrot Score 88
    Bell BankFixed Rate Certificate of DepositCD · 17 months · $500 min · 4.30%–4.35% by balance

    Bank · 1 branch

    4.30%APY$615 over 17 months on $10,000
  6. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 1 branch

    4.25%APY$389 over 11 months on $10,000with conditions
  7. Wings Credit UnionStandard Certificate of DepositCD · 84 months · $500 min

    Credit union · 1 branch

    4.25%APY$3,382 over 84 months on $10,000
  8. First Western BankSpecial Rate CDsCD · 24 months · $2,500 min

    Bank · 4 branches

    4.20%APY$858 over 24 months on $10,000intro rate
  9. Members Cooperative Credit UnionMembersPlus 13 Month Share CertificateCD · 13 months · $1,000 min

    Credit union · 1 branch

    4.10%APY$445 over 13 months on $10,000with conditions
  10. Wings Credit Union17 Month Special CertificateCD · 17 months · $500 min

    Credit union · 1 branch

    4.10%APY$586 over 17 months on $10,000intro rate
  11. Bank ForwardCertificates of DepositCD · 21 months · $2,500 min

    Bank · 1 branch

    4.06%APY$720 over 21 months on $10,000
  12. Top Carrot, Carrot Score 95
    Mid Minnesota Federal Credit UnionTraditional Term Share CertificatesCD · 17 months · $500 min

    Credit union · 4 branches

    4.05%APY$579 over 17 months on $10,000intro rate
  13. First National Bank North7 Month CD SpecialCD · 7 months

    Bank · 9 branches

    4.03%APY$233 over 7 months on $10,000intro rate
  14. Members Cooperative Credit UnionMembersBasic 13 Month Share CertificateCD · 13 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$434 over 13 months on $10,000
  15. Western National Bank15-Month CD SpecialCD · 15 months · $10,000 min

    Bank · 1 branch

    3.79%APY$476 over 15 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Brainerd, MN metro

144 CDs at 14 banks and credit unions · checked Oct 6–22

Typical
3.50%
Top 10% from
4.19%
Banks, typical
3.25%
Credit unions, typical
3.80%

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Brainerd, MN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Mid Minnesota Federal Credit UnionCredit union · 4 branches
  2. Bell BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate