Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Beaver Dam, WI metro
- 4.50%APY$604 over 16 months on $10,000
Requirements
Product: Minimum balance to open is $500. Early withdrawal penalties apply.
Offer: Minimum balance to earn APY $5,000.
4.41% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.40%APY$440 over 1 year on $10,000
Requirements
Product: Personal accounts only. Minimum balance to open is $500. Early certificate withdrawal penalties apply (90 days of dividends for terms under 1 year; 180 days of dividends for all other terms). Financial institutions and public funds are ineligible.
Offer: Personal accounts only. Penalty for early withdrawal.
4.31% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.40%APY$478 over 13 months on $10,000
Requirements
Product: Interest compounded and credited quarterly, except 30-day Mini Jumbo and 3-month Fixed which are compounded and credited at maturity.
Offer: Special promotional rate; open by November 12, 2026. Current as of October 9, 2026 per promotion footnote; schedule effective October 15, 2026.
4.33% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.40%APY$667 over 18 months on $10,000
Requirements
Product: Penalty for early withdrawal. For all certificates unless otherwise noted: minimum deposit of $500 required to open certificate and earn dividends. 3 Month Certificate requires a minimum deposit of $5,000.
Offer: Penalty for early withdrawal.
4.31% interest rate
Rate checked
More details - Farmers & Merchants Union BankEveryday Certificates of DepositCD · 60 months · $1,000 min
Bank · 4 branches
4.04%APY$2,190 over 60 months on $10,000Requirements
Product: Upon maturity, 10 calendar days grace period to withdraw funds or CD automatically renews. Early withdrawal penalties and other fees may apply.
Offer: Daily balance method to obtain APY.
4.00% interest rate · Effective Sep 29, 2026
Rate checked
More details - 4.03%APY$233 over 7 months on $10,000intro rate
Requirements
Product: Requires new money, which can consist of money from matured Ergo Bank CDs, savings, money market, and checking accounts. Non-renewable at maturity. Early withdrawal penalties apply.
Offer: 7 Months Special. Requires new money. Non-renewable at maturity. Early withdrawal penalties apply.
Promotional rate · 4.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - 4.00%APY$641 over 19 months on $10,000
Requirements
Product: FVSBank reserves the right to limit new accounts to people residing in its Wisconsin market areas. Early withdrawals may be subject to penalties.
4.00% interest rate · Effective Oct 13, 2026
Rate checked
More details - 4.00%APY$851 over 25 months on $10,000intro rate
Requirements
Product: To open a CD special, visit your local office. Substantial penalty for early withdrawal. Non-personal cap is $250,000. Rate subject to change.
Offer: Fixed Rate. Personal or Business. To open, visit your local office.
Promotional rate · Effective Oct 15, 2026
Rate checked
More details - 3.58%APY$358 over 1 year on $10,000intro rate
Requirements
Product: Requires new money. Early withdrawal penalty applies. Withdraw or reinvest funds at full maturity.
Offer: Early withdrawal penalty applies. Requires new money.
Promotional rate · 3.55% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.58%APY$542 over 18 months on $10,000
Requirements
Product: A penalty may be imposed for early withdrawal. Fees may reduce earnings. Certificates of Deposit available for personal and business.
Offer: 1 1/2 Year CD (18 Month) term. Penalty for early withdrawal.
3.55% interest rate · Effective Sep 1, 2026
Rate checked
More details - National Exchange Bank & TrustCertificates of Deposit - Variable RateCD · 36 months · $300 min
Bank · 4 branches
3.30%APY$1,023 over 36 months on $10,000intro rateRequirements
Product: Penalty for early withdrawal from a certificate of deposit account may be imposed. Fees could reduce earnings on these accounts.
Offer: Dollars for Scholars - 36 Month. $50 minimum add-on amount. Variable rate valid through October 28, 2026.
Promotional rate · 3.30% interest rate · Effective Oct 15, 2026
Rate checked
More details - National Exchange Bank & TrustCertificates of Deposit - Fixed RateCD · 36 months · $1,000 min
Bank · 4 branches
3.00%APY$927 over 36 months on $10,000Requirements
Product: Penalty for early withdrawal from a certificate of deposit account may be imposed. Fees could reduce earnings on these accounts.
3.00% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details - 1.25%APY$125 over 1 year on $10,000
Requirements
Product: Minimum balance to open is $250. Add up to $10,000 more during your term.
1.24% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Unlimited additional deposits allowed anytime.
Offer: 12 month term with add-on feature. Unlimited additional deposits allowed.
1.00% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Beaver Dam, WI metro
101 CDs at 10 banks and credit unions · checked Oct 16
- Typical
- 3.04%
- Top 10% from
- 4.25%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.75%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Beaver Dam, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Empeople Credit UnionCredit union · 4 branches