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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 1–15 results

  1. SouthPoint Financial Credit Union9-Month Certificate of Deposit SpecialCD · 9 months

    Credit union · Add a location to see nearby branches

    9.00%APY$668 over 9 months on $10,000intro rate
  2. POCU of MarylandHigh Rate CDsCD · 9 months · $500 min

    Credit union · Add a location to see nearby branches

    5.12%APY$382 over 9 months on $10,000intro rate
  3. Top Carrot, Carrot Score 88
    Kohler Credit UnionCertificate AccountsCD · 9 months · $1,000 min

    Credit union · Add a location to see nearby branches

    5.00%APY$373 over 9 months on $10,000intro rate
  4. UK Credit UnionSpecial CertificateCD · 9 months · $1,000 min

    Credit union · Add a location to see nearby branches

    5.00%APY$373 over 9 months on $10,000intro rate
  5. Top Carrot, Carrot Score 87
    RadiFi Credit Union9-Month Share Certificate SpecialCD · 9 months · $500 min

    Credit union · Add a location to see nearby branches

    4.91%APY$366 over 9 months on $10,000intro rate
  6. Top Carrot, Carrot Score 94
    First Jackson BankCertificates of DepositCD · 9 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.78%APY$356 over 9 months on $10,000intro rate
  7. United Midwest Savings BankCertificate of DepositCD · 6–12 months · $500 min

    Bank · Add a location to see nearby branches

    4.75%APY
  8. Top Carrot, Carrot Score 93
    Postal & Community Credit UnionShare CertificatesCD · 9 months · $500 min

    Credit union · Add a location to see nearby branches

    4.75%APY$354 over 9 months on $10,000
  9. Publix Employees Federal Credit UnionRegular CertificatesCD · 9 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.65%APY$347 over 9 months on $10,000intro rate
  10. Top Carrot, Carrot Score 88
    Gulf Capital BankStandard Certificate of DepositCD · 9 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.59%APY$343 over 9 months on $10,000
  11. Top Carrot, Carrot Score 93
    People Driven Credit UnionCD SpecialCD · 9 months · $500 min

    Credit union · Add a location to see nearby branches

    4.55%APY$339 over 9 months on $10,000
  12. Hawaii State FCUTerm ShareCD · 9 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY$336 over 9 months on $10,000intro rate
  13. Top Carrot, Carrot Score 87
    Honolulu Federal Credit Union (HOCU)90th Anniversary Certificate SpecialCD · 9 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$336 over 9 months on $10,000intro rate
  14. Town Center Bank9-Month Certificate of DepositCD · 9 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.50%APY$336 over 9 months on $10,000intro rate
  15. Top Carrot, Carrot Score 92
    Health Advantage Credit UnionPromotional CertificateCD · 9 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$336 over 9 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 9-month CDs pay nationwide

1,352 CDs at 1,182 banks and credit unions · checked Oct 15–22

Typical
3.50%
Top 10% from
4.10%
Banks, typical
3.39%
Credit unions, typical
3.55%

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate