Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1216–1230 of 4,164 results
- Farm Bureau Family Credit UnionCertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Gold Members receive an additional 0.25% dividends earned on certificates.
Offer: Gold Members receive an additional 0.25% dividends earned.
Rate checked
More details - Public Service Credit UnionCD - Tier CDCD · 36 months · $500 min · 3.50%–3.55% by balance
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Requirements: Savings Account, Minimum Deposit of $500. No Monthly Fee. 1x bump feature allows members with long-term CDs to benefit in a rising rate market. Product features a Step Up feature where you can adjust your interest rate if it goes up.
Offer: Tier I. Dividends Paid annually.
3.50% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for CD - Tier CD Balance APY $500 and up 3.50% $10,000 and upYour amountTier II. 3.50% $50,000 and upTier III. 3.50% $100,000 and upTier IV. 3.50% $250,000 and upTier V. 3.55% Rate checked
More details - Southern Lakes Credit UnionTerm Share CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,0003.47% interest rate · Effective Dec 31, 2025
Rate checked
More details - Tri-County Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Effective Jan 2, 2025
Rate checked
More details - Members Community Credit UnionCertificate of Deposit / Share CertificateCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Minimum deposit is $1,000; for minor primary owners it's $250. Automatic renewal. Early withdrawal fee applies.
Offer: Automatic renewal; minimum deposit is $250 for minor primary owners.
3.45% interest rate
Rate checked
More details - First Security BankCertificates of DepositCD · 36 months · $500 min
Bank · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Early withdrawals are subject to penalty. Funds FDIC-insured up to $250,000.
Effective Aug 18, 2026
Rate checked
More details - 3.50%APY$1,087 over 36 months on $10,000intro rate
Requirements
Product: FDIC-Insured. At maturity, 9-month auto-renews as 12-month, 18-month auto-renews as 18-month, 27-month auto-renews as 24-month, 36-month auto-renews as 36-month. Subject to early withdrawal penalty. Fees may reduce earnings. Limited time offer.
Offer: At maturity, the 36 month CD will automatically renew as a 36 month CD. Subject to early withdrawal penalty.
Promotional rate · 3.45% interest rate · Effective Apr 1, 2026
Rate checked
More details - CFBankCertificates of DepositCD · 36 months · $10,000 min
Bank · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000intro rateRequirements
Product: Terms available ranging from 3 months to 60 months. Penalty will be imposed for early withdrawal.
Offer: New accounts only with $10,000 new money deposit. Penalty will be imposed for early withdrawal.
Promotional rate · Effective Apr 20, 2026
Rate checked
More details - Materion Federal Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Open to Materion Corporation employees, retirees, and their families. Penalty for early withdrawal; fees may reduce earnings. Accrued dividends are forfeited if closed before dividends are credited.
3.46% interest rate · Effective Jun 21, 2026
Rate checked
More details - Latvian Cleveland Credit UnionCertificates of DepositsCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Dividends compounded and credited quarterly. Minimum opening deposit and daily balance of $500.00 required. Account automatically renews at maturity with a 7-day grace period. Early withdrawal penalty equals six months dividends.
Rate checked
More details - Miami University Community Federal Credit UnionCertificates of Deposit (CDs)CD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: No fees to open or maintain a CD. Silver Hawk Members: Add 0.05% to the rate on CDs with a term of 24 months or less; add 0.10% to the rate on CDs with a term greater than 24 months (not applicable to specials or promotions). Early withdrawal penalty may apply.
3.44% interest rate
Rate checked
More details - Community Resource Federal Credit UnionShare CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Minimum to open and obtain APY is $500. Early withdrawal penalty applies. Dividends compounded and posted monthly. Share certificates automatically renew at maturity.
Offer: Dividends compounded and posted monthly. Early withdrawal penalty applies.
3.45% interest rate
Rate checked
More details - Priority First Federal Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Additional Deposits not allowed. Withdrawals allowed for dividends only. Automatically renew.
Offer: Fixed rate; Dividends compounded and credited quarterly; Dividend period is Account's Term; Additional Deposits not allowed; Withdrawals allowed for dividends only; Automatically renew
3.46% interest rate · Effective Sep 17, 2026
Rate checked
More details - Top Tier Federal Credit UnionTerm CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Minimum purchase amount of $500 with no maximum purchase amount. Terms range from 3 months to 5 years. Early withdrawal penalties may apply.
Offer: Early withdrawal penalty may be imposed.
Effective Jul 1, 2026
Rate checked
More details - C-B-W Schools Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
3.50%APY$1,087 over 36 months on $10,000Requirements
Product: Fixed interest rate for the length of the maturity term. Early withdrawal penalties apply (30 days of interest on terms under 2 years; 90 days of interest on 2-year and 3-year terms).
Offer: 3 Year Certificate. 90-day interest early withdrawal penalty.
3.50% interest rate · Effective Sep 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-year CDs pay nationwide
4,164 CDs at 3,670 banks and credit unions · checked Oct 22–25
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.15%
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