Credit union · NCUA insured
Farm Bureau Family Credit Union CD Rates
Farm Bureau Family Credit Union’s best CD rate is 3.60% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Farm Bureau Family Credit Union’s CD rates compare
Compared with banks and credit unions near Lansing, MI, where Farm Bureau Family Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Farm Bureau Family Credit Union
3.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $1,934
Certificate
Top rate
DFCU Financial
4.40%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $899
2nd-highest rate
Adventure Credit Union
4.35%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,373
Farm Bureau Family Credit Union CD score
77
CD score
Higher than 45% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo3.45%
- 31–60 months31–60 mo3.60%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Farm Bureau Family Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 3.60%APY · 6 terms
Gold Members receive an additional 0.25% dividends earned on certificates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsGold Members receive an additional 0.25% dividends earned | 3.25% | $161 |
| 12 monthsGold Members receive an additional 0.25% dividends earned | 3.30% | $330 |
| 24 monthsGold Members receive an additional 0.25% dividends earned | 3.45% | $702 |
| 36 monthsGold Members receive an additional 0.25% dividends earned | 3.50% | $1,087 |
| 48 monthsGold Members receive an additional 0.25% dividends earned | 3.55% | $1,497 |
| 60 monthsGold Members receive an additional 0.25% dividends earned | 3.60% | $1,934 |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
Youth Certificate
4.00%APY · 1 term
Gold Members receive an additional 0.25% dividends earned on certificates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsGold Members receive an additional 0.25% dividends earned | 4.00% | $299 |
Sources (3)
All captured Sep 18, 2026
Who can join Farm Bureau Family Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of the Michigan Farm Bureau Family of Companies are eligible for membership.
- Farm Bureau Insurance of Michigan Clients (policyholders statewide) are eligible for membership.
- Michigan Farm Bureau Members are eligible for membership.
Family and household
- Immediate family members of qualifying Farm Bureau groups are eligible for membership.
Membership information collected October 5, 2026.