Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–120 results
- National Police FCUShare CertificatesCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.71%APY$1,481 over 36 months on $10,000Requirements
Product: Must be registered for Online Banking or book an appointment to apply in person. Safe, secure savings for First Responders.
4.60% interest rate · Effective Oct 5, 2026
Rate checked
More details - Longview Community BankCertificate SpecialsCD · 15 months · $10,000 min
Bank · Add a location to see nearby branches
4.70%APY$591 over 15 months on $10,000Requirements
Offer: Interest paid at maturity (Renewable)
4.62% interest rate
Rate checked
More details - Ignite Credit UnionCertificate SpecialsCD · 15 months · $50 min
Credit union · Add a location to see nearby branches
4.70%APY$591 over 15 months on $10,000intro rateRequirements
Product: Promotional limited-time offer. Minimum deposit of $50 required. Fees may reduce earnings. Penalty may be imposed for early withdrawal. Dividends compounded and credited monthly. Additional deposits are permitted during the CD term. One rate bump permitted during the CD term.
Offer: Promotional special. Minimum deposit $50. Dividends compounded and credited monthly. Additional deposits permitted during term. One rate bump permitted during term. Penalty for early withdrawal may be imposed.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - Horizon Credit Union15 Month CertificateCD · 15 months · 4.44%–4.70% by balance
Credit union · Add a location to see nearby branches
4.70%APY$591 over 15 months on $10,000with conditionsRequirements
Product: APY = Annual Percentage Yield. Early withdrawal penalties apply. Fees may reduce earnings on accounts. Membership requirements and fees may apply. Rates subject to change without notice. Maximum deposit of $1M per individual.
Offer: With .25% Bonus with Direct Deposit of $200.00 or more to an active Horizon Checking or Savings account.
Qualified rate · 4.60% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for 15 Month Certificate Balance APY Any balanceYour amount 4.70% $25,000 – $100,000 4.44% $100,000 and up 4.44% Rate checked
More details - Co-op Credit UnionShare CertificatesCD · 18 months · $100 min
Credit union · Add a location to see nearby branches
4.70%APY$713 over 18 months on $10,000Requirements
Product: Early withdrawal penalty applies. Dividends calculated and paid quarterly. Minimum opening deposit $100.
4.62% interest rate · Effective Oct 9, 2026
Rate checked
More details - BTG Pactual Bank, National AssociationOnline CDCD · 36 months · $500 min
Bank · Add a location to see nearby branches
4.70%APY$1,477 over 36 months on $10,000intro rateRequirements
Product: Applies to US Citizens and Resident Aliens depositing new funds into consumer accounts only. Interest is compounded monthly and assumes funds remain on deposit until maturity.
Promotional rate · 4.60% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate checked
More details - Fremont Federal Credit UnionFreedom CertificateCD · 36 months · $5,000 min
Credit union · Add a location to see nearby branches
4.70%APY$1,477 over 36 months on $10,000Requirements
Product: Features include a one-time additional deposit and a one-time rate change/bump during the term with no penalty. Minimum deposit to open is $5,000.00. Term: 36 months.
Offer: Allows one rate change and one-time additional deposit during the term with no penalty. Minimum daily balance to earn dividends is $5,000.00.
4.60% interest rate · Effective Oct 1, 2026
Rate checked
More details - Federal Employees CUCertificates of Deposit "Regular"CD · 48 months · $500 min
Credit union · Add a location to see nearby branches
4.70%APY$2,017 over 48 months on $10,000Requirements
Product: Early withdrawal penalty of 90 days interest. Interest is simple and will be paid at maturity. Rates are subject to change daily.
Offer: Early withdrawal penalty of 90 days interest. Interest is simple and will be paid at maturity. Rates are subject to change daily.
4.70% interest rate
Rate checked
More details - Grant County BankCertificates of Deposit (CDs)CD · 60 months · $1,000 min · 4.69%–4.79% by balance
Bank · Add a location to see nearby branches
4.69%APY$2,576 over 60 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Interest rate and APY may change after account opening.
4.64% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Up to $100,000Your amount 4.69% $100,000 and up 4.79% Rate checked
More details - Advancial Federal Credit UnionSavings CertificatesCD · 60 months · $1,000 min · 4.66%–4.87% by balance
Credit union · Add a location to see nearby branches
4.66%APY$2,558 over 60 months on $10,000Requirements
Product: Advancial membership required ($5 minimum membership share deposit). Subject to early withdrawal penalties.
4.56% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Savings Certificates Balance APY $1,000 and upYour amount 4.66% $25,000 and upJunior Jumbo tier 4.76% $50,000 and upJumbo tier 4.87% Rate checked
More details - Argentine Federal Savings4 Month CD Special 120/120CD · 4 months · $1,500 min
Bank · Add a location to see nearby branches
4.65%APY$153 over 4 months on $10,000intro rate - WECU7-Month Savings Certificate SpecialCD · 7 months · $500 min
Credit union · Add a location to see nearby branches
4.65%APY$269 over 7 months on $10,000intro rateRequirements
Product: Digital offer available for a limited time on new money only (funds not at WECU in any account prior to taking advantage of special). Must be opened online to qualify. Non-renewable; automatically renews into a 6-month certificate upon maturity. Not available for IRA or Business certificates.
Offer: Online only. New money only. $500 minimum to open. Non-renewable certificate that renews into a 6-month certificate upon maturity.
Promotional rate · Effective Jul 1, 2026
Rate checked
More details - Publix Employees Federal Credit UnionRegular CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.65%APY$347 over 9 months on $10,000intro rateRequirements
Product: Membership qualification required. APY assumes dividends remain on deposit until maturity. Penalty will be imposed for early withdrawal. Dividends credited monthly.
Offer: 4.50% APY footnote note refers to 7/15/2026 accurate as of, 10-month renewing to 12-month. Schedule lists 9 Months* with 4.551% dividend rate, 4.65% APY. Share certificates page notes 9-month certificate dividends are paid at maturity.
Promotional rate · 4.55% interest rate · Effective Oct 15, 2026
Rate checked
More details - Freedom First13-Month Certificate SpecialCD · 13 months · $5,000 min
Credit union · Add a location to see nearby branches
4.65%APY$505 over 13 months on $10,000intro rateRequirements
Product: Requires $5,000 new money from sources other than Freedom First Credit Union. Existing Freedom First Certificates must be within their grace period to renew and meet new money requirements. Upon maturity, 13-month Certificates will automatically renew as 12-month Certificates at prevailing APYs. Substantial penalty for early withdrawal. Valid for consumer accounts only. Fees may reduce earnings.
Offer: Requires $5,000 new money from sources other than Freedom First Credit Union. Existing Freedom First Certificates must be within their grace period to renew and meet new money requirements. Renews as 12-month certificate at prevailing APY upon maturity. Early withdrawals may incur substantial penalties. Valid for consumer accounts only.
Promotional rate · Balance cap $1,000,000 · Effective Oct 12, 2026
Rate checked
More details - Lincoln National BankCertificates of Deposit (CDs)CD · 13 months · $500 min
Bank · Add a location to see nearby branches
4.65%APY$505 over 13 months on $10,000Requirements
Product: Early withdrawal penalty applies. Term lengths range from 3 to 60 months. Automatically renews at best available rate for similar term with 10-day grace period. Interest calculated using daily-balance method.
Offer: Early withdrawal penalty may be imposed. Interest compounded/credited as set up with account (Quarterly/Semi-annually/Annually/At Maturity).
4.57% interest rate · Effective Oct 8, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay nationwide
37,729 CDs at 4,654 banks and credit unions · checked Oct 15–22
- Typical
- 3.19%
- Top 10% from
- 4.07%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.29%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank