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Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 961–975 results

  1. Spectra Credit UnionTraditional Share CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  2. Top Carrot, Carrot Score 94
    Canvas Credit UnionCertificates of Deposit (CDs)CD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000intro rate
  3. First National Bank in PhilipCertificates of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  4. First Financial Federal Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000with conditions
  5. Mid-Atlantic Federal Credit UnionRegular CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  6. SouthPoint Financial Credit UnionCertificatesCD · 36 months

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  7. State Bank of ChiltonCertificate of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  8. Top Carrot, Carrot Score 89
    Expree Credit UnionSavings CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  9. Vision Financial Federal Credit UnionCertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  10. Long Reach FCUCertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  11. Everglades Federal Credit UnionShare CertificateCD · 36 months

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000with conditions
  12. Top Carrot, Carrot Score 87
    All America BankCertificates of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  13. Clinchfield Federal Credit UnionShare CertificateCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  14. Top Carrot, Carrot Score 88
    Great Lakes First Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000
  15. Top Carrot, Carrot Score 88
    Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$1,119 over 36 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,160 CDs at 3,669 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate