Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 946–960 of 4,559 results
- WECUSavings CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Minimum opening balance of $500. Early withdrawal penalty applies. Accrues daily, compounds quarterly. Automatically renews for another term upon maturity with a 10-day grace period.
Offer: Early withdrawal penalty of 90 days' dividends.
3.70% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1st Security BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000with conditionsRequirements
Product: Maximum opening balance cannot exceed $240,000 per account. Early withdrawal penalty may apply. Relationship APY requires opening and actively using a consumer or business checking account.
Offer: Relationship rate for 180-Day CD; requires an open and actively used consumer or business checking account.
Qualified rate · Balance cap $240,000 · Effective Oct 13, 2026
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More details - Lawrence Memorial Hospital Employees Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Dividends calculated and paid quarterly (credited on the first day following the end of each calendar quarter). Early withdrawal penalty equal to 90 days dividends may be charged. Variable Rate footnote applies to Share Accounts/Club Accounts/IRA shares, certificates have guaranteed earnings at a set rate for the entire term. Minimum balance to open is $500.00.
Rate checked
More details - Educational Systems Federal Credit UnionCertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000intro rateRequirements
Product: Regular (non-Jumbo) Certificate. Membership required. $500 minimum to open except 11-month promotional Certificate. Dividends compounded and credited quarterly except the 11-month promotion (monthly). Additional deposits not permitted after opening. Automatically renews at maturity. Star Member is a member with $25,000 in combined deposits and/or loans; Business and Association accounts are not eligible.
Offer: Star Member rate: $25,000 in combined deposits and/or loans; Business and Association accounts not eligible.
Promotional rate · 3.70% interest rate · Effective Oct 19, 2026
Rate checked
More details - Montana Educators' Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
Effective Jan 22, 2026
Rate checked
More details - Aroostook Savings & LoanCertificate of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Interest is compounded continuously. A penalty may be imposed for early withdrawal. Rates subject to change prior to issuance; fixed after issuance. Automatic renewal at maturity.
Offer: Interest compounded continuously; early withdrawal penalty may apply. Rate fixed after issuance.
3.63% interest rate · Effective Oct 21, 2026
Rate checked
More details - Goldwater BankCERTIFICATES OF DEPOSITCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Certificates of Deposit are subject to early withdrawal penalties. Fees could reduce earnings on the account.
3.70% interest rate · Effective Oct 22, 2026
Rate checked
More details - UniWyo Credit UnionShare CertificateCD · 6 months · $100 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Minimum deposit and minimum balance of $100. Early withdrawal penalty is imposed. Additional deposits cannot be made after the certificate is open. Automatically renews at maturity. Military affiliated members and primary account holders of eligible Youth Accounts are eligible for a 0.50% APY bump on new Share Certificates.
3.70% interest rate · Effective Oct 15, 2026
Rate checked
More details - Mass Bay Credit UnionCertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000intro rateRequirements
Product: Subject to membership eligibility. Early withdrawal penalty may apply. Maximum deposit $250,000 per member. Fees may reduce earnings. Rates are subject to change without notice.
Offer: Minimum average daily balance to earn APY is $500. Early withdrawal penalty may apply. $250,000 maximum deposit per Member.
Promotional rate · Balance cap $250,000 · Effective Oct 16, 2026
Rate checked
More details - USC Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Invest as little as $1,000. $1,000 minimum deposit. Pays a bonus rate on certificates of $50,000 or more (excluded from promotional certificate offers). PremiumSpend checking account owners receive an additional 0.25% APY / dividend rate bonus. Early withdrawal penalties apply. Rates may vary after account is opened.
Offer: Minimum opening deposit $1,000. Early withdrawal penalties apply.
3.69% interest rate · Effective Oct 17, 2026
Rate checked
More details - Energy Capital Credit UnionCertificate AccountCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000intro rateRequirements
Product: Must deposit or have an existing savings or checking account. Federally insured by NCUA.
Offer: Consumer only.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - Greater Texas Credit UnionTerm Share Certificates/Certificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: At maturity, certificate funds will renew at the current 12-month rate in effect. Normal early withdrawal penalties apply. Fees could reduce earnings.
Offer: Regular certificate. Compounded daily, paid quarterly.
3.68% interest rate · Compounded daily · Effective Jul 1, 2026
Rate checked
More details - 1st Community Federal Credit UnionTerm Share CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Dividends compounded and credited monthly on the last calendar day of the month for compounding certificates. Dividends will not be compounded if chosen to be paid directly to member or to another account. Early withdrawal penalties apply.
Offer: Compounding certificate. Dividends compounded and credited monthly.
3.69% interest rate · Effective Sep 16, 2026
Rate checked
More details - NY TEAM Federal Credit UnionCertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Restricting each member to purchasing certificates (CDs) worth a maximum of $100,000. Early withdrawal penalties apply. Interest compounds daily and is posted monthly.
3.69% interest rate
Rate checked
More details - Alliance Niagara Federal Credit UnionCertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$186 over 6 months on $10,000Requirements
Product: Dividends credited quarterly with dividends available at maturity. Early withdrawal penalty may be up to 90 days interest.
Offer: Early withdrawal will result in penalty fees of up to 90 days interest.
3.69% interest rate
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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