Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 886–900 results
- Frick Financial Federal Credit UnionCertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000intro rateRequirements
Product: Credit Union membership required. Applicants must qualify by living, working, worshipping or attending school in Fayette, Washington, Greene or Westmoreland County.
Promotional rate · 3.50% interest rate
Rate checked
More details - GTE FinancialShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Must be a member of GTE Financial (requires opening and funding a $5 member owner share). No monthly fee. Early withdrawal penalties apply.
3.50% interest rate · Effective Feb 10, 2026
Rate checked
More details - City National BankCertificate of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: An additional 0.10% may be added to stated Certificate of Deposit (CD) interest rate for primary or joint owners of a City Preferred checking account at the time the CD is issued or automatically renews (does not apply to IRAs). Interest compounding monthly available for terms of 18 months or longer; non-compounding options available. Penalty for early withdrawal.
Offer: FIXED RATE - Compounding Monthly. Term 60 months.
3.50% interest rate
Rate checked
More details - Hoosier Hills Credit UnionCertificatesCD · 60 months · $10,000 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: A minimum deposit of $500 is required to open all Certificates, excluding Save to Win. Terms range from 91 days to 60 months. Dividends calculated and paid monthly. Penalties for early withdrawal may apply.
Offer: Dividends are calculated monthly and paid monthly. Penalties for early withdrawals may apply.
3.50% interest rate
Rate checked
More details - The County Federal Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Dividends are compounded daily and paid monthly.
3.50% interest rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details - Heartland Credit UnionCertificates of DepositCD · 60 months · $10,000 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Terms range from 3 months to 60 months. $1,000 minimum amount to open. Dividends compound and pay monthly. Early withdrawal penalties apply.
Offer: Minimum balance of $10,000 in required. 180 day early withdrawal penalty. Rates for approved members.
3.50% interest rate · Effective Oct 14, 2026
Rate checked
More details - Boulevard Federal Credit UnionShare CertificateCD · 60 months
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,0003.50% interest rate · Effective Feb 15, 2026
Rate checked
More details - ACCESS Credit UnionShare CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: With initial $5.00 deposit into savings account and a one-time Membership Fee of $1.00, eligible for all Access Credit Union products and services. Dividends paid quarterly. Penalties apply for early withdrawals.
Effective Oct 16, 2026
Rate checked
More details - LNB Community BankCertificates of DepositCD · 60 months · $500 min · 3.56%–4.04% by balance
Bank · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Penalties may apply for early withdrawal of funds. Interest earned can be added to Certificate, mailed by check, or deposited into an LNB Community Bank checking or savings account.
Offer: 5 Years Relationship
4.00% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Any balance 4.04% $10,000 and upYour amount$10M and > 3.56% Rate checked
More details - Picatinny Federal Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: The minimum balance required to open a Certificate is $500.00. Must open a savings account with a minimum deposit of $5.00 to qualify for membership. Early withdrawal penalties apply.
Offer: Early withdrawal penalty of 90 days' dividends for terms greater than 12 months. Fixed rate, dividends compounded monthly and credited monthly.
3.50% interest rate · Compounded monthly · Effective Jul 1, 2026
Rate checked
More details - The Bank of RomneyCertificates of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000intro rateRequirements
Product: Low minimum deposit of $500.00 for CDs of 18 months or shorter, $1,000.00 for 24-60 month CDs. Terms range from 91 days to 60 months. Penalty for early withdrawal. Interest may be compounded, transferred to another account, or sent by check.
Offer: Compounded daily. Early withdrawal penalty of 180 days. Three withdrawals per year with penalty.
Promotional rate · 3.50% interest rate · Compounded daily · Effective Oct 14, 2026
Rate checked
More details - Estacado Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min · 3.56%–3.66% by balance
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Early withdrawal penalty may apply.
3.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $100,000Your amount 3.56% $100,000 and upJumbo Certificates over $100,000 3.66% Rate checked
More details - MCT Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Early withdrawals subject to a penalty. No setup or maintenance fees.
3.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - SESLOC Credit UnionTraditional Share CertificateCD · 60 months · $1,000 min · 3.56%–3.71% by balance
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Dividends compound monthly. Early withdrawal penalties apply. Partial early withdrawal reducing principal below tier minimum results in account closure. Minimum opening deposit $1,000.
3.50% interest rate
Rate by balance
Rate by balance for Traditional Share Certificate Balance APY $1,000 – $50,000Your amount 3.56% $50,000 – $100,000 3.61% $100,000 – $200,000 3.66% $200,000 and up 3.71% Rate checked
More details - SeaWest Coast Guard Federal Credit UnionTerm Share CertificateCD · 60 months · $500 min · 3.56%–3.61% by balance
Credit union · Add a location to see nearby branches
3.56%APY$1,911 over 60 months on $10,000Requirements
Product: Rates are subject to change without notice. Early withdrawal penalty is equal to 30 to 90 days of dividends on funds withdrawn prior to maturity. Federally insured up to $250,000.
Offer: Funds may be added one time during the term if certificate purchased on or after June 1, 2019. A one-time rate bump-up is included for certificates with terms of 24 months or longer and a minimum balance of $2,500 to the current rate being offered for the same term.
3.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY $500 – $49,999Your amount 3.56% $50,000 and up 3.61% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 5-year CDs pay nationwide
3,410 CDs at 3,034 banks and credit unions · checked Oct 22–24
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank