Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 721–735 results
- Drake BankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.46%APY$258 over 9 months on $10,000Requirements
Product: CD accounts require a $500 opening balance. Additional deposits before maturity are not permitted. Penalty for early withdrawal may apply.
3.45% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.46%APY$258 over 9 months on $10,000intro rate
Requirements
Product: Deposits must be new money to the Bank (not previously held by MutualOne Bank) for 3-month and 6-month terms. Guaranteed for the length of the term. Except where noted, interest is paid and compounded monthly. Early withdrawal penalty may apply.
Offer: Statement only. Interest paid and compounded monthly. Guaranteed for the length of the term. Early withdrawal penalty may apply.
Promotional rate · 3.40% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Oregon State Credit UnionStandard CertificateCD · 6–11 months · $500 min · 3.45%–3.65% by balance
Credit union · Add a location to see nearby branches
3.45%APYRequirements
Product: Annual percentage yields incorporate a 0.25% rate increase for Premier Member Merits category. Enhanced Member Merits qualify for a 0.15% APY increase, and Essential Member Merits qualify for standard rates. Minimum opening balance is $500 ($250 for Scottie and TLT certificates). Compound daily, paid monthly. Early withdrawal penalties apply.
Offer: Includes 0.25% APY increase for Premier Member Merits. Dividend rate is 3.39%.
3.39% interest rate · Effective Oct 24, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $500 – $24,999Your amount 3.45% $25,000 – $99,999Dividend rate is 3.49%. 3.55% $100,000 and upDividend rate is 3.59%. 3.65% Rate checked
More details - SPACE AGEShare CertificateCD · 6–12 months · $500 min · 3.35%–3.51% by balance
Credit union · Add a location to see nearby branches
3.45%APYRequirements
Product: Dividends are compounded and paid monthly and at maturity. Early withdrawal penalty applies (30 days dividends for terms less than a year, 90 days dividends for terms of 1 or more years). Account automatically renews at maturity. Opening minimum $500.
3.30% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and up 3.35% $1,000 and up 3.35% $5,000 and up 3.40% $10,000 and upYour amount 3.45% $50,000 and up 3.51% Rate checked
More details - Addition Financial Credit UnionTerm Share CertificateCD · 6–11 months · $1,000 min
Credit union · Add a location to see nearby branches
3.45%APYRequirements
Product: Dividends credited and compounded monthly. No monthly maintenance fee. Penalties may be imposed for early withdrawal. Certificates automatically renew at maturity for the same term as the original term.
3.40% interest rate · Compounded monthly · Effective Oct 14, 2026
Rate checked
More details - Fulton BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.45%APY$258 over 9 months on $10,000Requirements
Product: Standard Certificate of Deposit. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal. Preferred Pricing rate bonus may be available with qualifying relationship checking account.
Offer: 9 Month No Penalty CD: Funds must remain on deposit at least seven days after which a full withdrawal is allowed without penalty. 9 Month No Penalty CD is not available as an IRA account.
3.39% interest rate · Effective Oct 23, 2026
Rate checked
More details - Academy BankCertificate of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.45%APY$258 over 9 months on $10,000Requirements
Product: Interest is compounded and credited quarterly for investment terms of 12 months or longer; shorter terms pay at maturity. Penalties apply for early withdrawal. Rates are accurate as of 10/23/2026 and subject to change.
Offer: 9-Month term. A fixed interest rate is earned on the entire balance. Minimum opening balance of $500 required to obtain disclosed APY. Early withdrawal penalty: 183 - <60 Months: 1 year loss of interest.
Effective Oct 23, 2026
Rate checked
More details - Nicolet National BankCertificate of DepositCD · 9 months · $2,500 min
Bank · Add a location to see nearby branches
3.45%APY$258 over 9 months on $10,000Requirements
Product: Interest is compounded and credited quarterly using the daily balance method. Penalty for early withdrawal: 6 months interest if maturity is 24 months or less; 12 months interest if maturity is more than 24 months.
3.41% interest rate · Effective Sep 23, 2026
Rate checked
More details - Northland Area FCUCompounding CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.45%APY$258 over 9 months on $10,000Requirements
Product: Dividends are paid and compounded quarterly. Penalty may be imposed for early withdrawal.
3.40% interest rate · Compounded quarterly · Effective Oct 22, 2026
Rate checked
More details - Associated Credit UnionCertificate of Deposit (CD)CD · 9 months · $200 min
Credit union · Add a location to see nearby branches
3.45%APY$258 over 9 months on $10,000intro rateRequirements
Product: Minimum balance to open is $200. Dividends compounded monthly.
Offer: Allows one early withdrawal or early redemption without penalty. Good Through October 28, 2026.
Promotional rate · 3.45% interest rate · Compounded monthly · Effective Oct 22, 2026
Rate checked
More details - 1st Liberty Federal Credit UnionSpecial CertificatesCD · 9 months · $10,000 min
Credit union · Add a location to see nearby branches
3.45%APY$258 over 9 months on $10,000Requirements
Product: Rates subject to change without notice. The dividend rate and annual percentage yield (APY) are fixed and will be in effect for the term of the certificate. The annual percentage yield is based on the assumption that dividends remain on deposit until maturity. A Penalty may be imposed for withdrawals of principal made before maturity. You have a grace period of 10 calendar days after the maturity date to withdraw the funds without being charged a penalty.
3.40% interest rate · Effective Oct 19, 2026
Rate checked
More details - First Federal SavingsCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.45%APY$258 over 9 months on $10,000intro rateRequirements
Product: Rate subject to change daily. Interest may be paid by check or transferred to a First Federal checking or savings account. Minimum additions of $250.00 or more permitted for some terms. Penalty may be imposed for early withdrawal.
Offer: 9 Month CD*
3.45% interest rate · Effective Oct 7, 2026
Rate checked
More details - St. Louis Community Credit UnionShare CertificateCD · 9 months · $300 min
Credit union · Add a location to see nearby branches
3.45%APY$258 over 9 months on $10,000Requirements
Product: Dividends are compounded and credited monthly. Penalty may be imposed for early withdrawal. Minimum balance/deposit is $300.
Offer: Dividends compounded and credited monthly. Early withdrawal penalty applies (90 days' dividends for terms of 365 days or less).
3.40% interest rate · Effective Oct 6, 2026
Rate checked
More details - CommunityAmerica Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.45%APY$258 over 9 months on $10,000Requirements
Product: Minimum deposit for a Share Certificate is $500, with the exception of the Saver Certificate which requires a minimum deposit of $50 to open. APY=Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. Certificate dividend is earned at the applicable term’s fixed rate until the Certificate matures. Fees could reduce earnings on the account. Certificate accounts are subject to substantial penalty for early withdrawal.
3.39% interest rate · Effective Oct 15, 2026
Rate checked
More details - Bay State BankCertificate of Deposits (CDs) - SpecialsCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.45%APY$258 over 9 months on $10,000intro rateRequirements
Product: Must be funded only by New Money. Terms from 8 months to 15 months. Penalty may be imposed for early withdrawal. Limited time offer.
Offer: Open Door. Funded only by New Money.
Promotional rate · 3.40% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–24
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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- Synchrony BankBank