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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 46–60 results

  1. Top Carrot, Carrot Score 92
    Desert Rivers Credit UnionCDCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  2. Arkansas Federal Credit UnionRegular CertificateCD · 24–71 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY
  3. Arkansas Federal Credit UnionRegular CertificateCD · 24–35 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY
  4. CENT Credit UnionTime Share CertificatesCD · 24 months · $5,000 min

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  5. Top Carrot, Carrot Score 94
    Lake Huron Credit UnionCertificates of DepositCD · 24 months

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  6. Top Carrot, Carrot Score 89
    Arise FinancialShare CertificatesCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  7. Top Carrot, Carrot Score 94
    Georgia Heritage Federal Credit UnionShare CertificatesCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  8. BankNewportLimited Time Offers CDCD · 24 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000with conditions
  9. Genesee Regional BankCertificates of Deposit (CDs)CD · 24 months · $500 min

    Bank · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000with conditions
  10. The Bank of New GlarusCertificates of DepositCD · 24 months · $2,000 min

    Bank · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000intro rate
  11. Farmers & Merchants State Bank24 Month CDCD · 24 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.50%APY$920 over 24 months on $10,000
  12. Top Carrot, Carrot Score 97
    Weyco Community Credit UnionShare CertificateCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.49%APY$918 over 24 months on $10,000
  13. Wray State BankWindsor State Bank Certificate of DepositCD · 24 months · $200 min · 4.49%–4.60% by balance

    Bank · Add a location to see nearby branches

    4.49%APY$918 over 24 months on $10,000
  14. Top Carrot, Carrot Score 88
    DEVILS SLIDEShare Certificates (CDs)CD · 24 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.48%APY$916 over 24 months on $10,000
  15. Top Carrot, Carrot Score 89
    Canyon View Credit UnionAdd-On CertificateCD · 24 months · $10 min

    Credit union · Add a location to see nearby branches

    4.45%APY$910 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 2-year CDs pay nationwide

4,630 CDs at 4,053 banks and credit unions · checked Oct 15–22

Typical
3.05%
Top 10% from
4.05%
Banks, typical
2.75%
Credit unions, typical
3.25%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate