Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 511–525 results
- Bethlehem 1st Federal Credit UnionShare CertificatesCD · 9 months
Credit union · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,0003.70% interest rate
Rate checked
More details - Fayette Federal Employees Federal Credit Union9 Month SpecialCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,000intro ratePromotional rate · 3.75% interest rate
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More details - Vantage Credit UnionPromotional Certificate of DepositCD · 9 months · $10,000 min
Credit union · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,000intro rateRequirements
Product: Membership eligibility required. Promotional certificate of deposit. Account is subject to penalty for early withdrawal. Fees could reduce earnings.
Offer: Traditional and Roth IRA CDs not available.
Promotional rate · Effective Sep 1, 2026
Rate checked
More details - First Entertainment Credit UnionTerm Savings CertificatesCD · 9 months · $2,500 min
Credit union · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,000intro rateRequirements
Product: Must be a member or qualify for membership to open a certificate. Federally Insured by NCUA.
Offer: Special Promo. New 9-Month Term Savings Certificate minimum balance required of $2,500 or more to earn 3.75% APY. After the account is opened, additional deposits to the account are not permitted. Dividends accrue daily and are paid monthly and at maturity, but penalties for early withdrawal may apply. At maturity, if no action is taken, funds will automatically roll over into a standard, non-promotional 6-Month Term Savings Certificate at the then current rate.
Promotional rate · Effective May 19, 2026
Rate checked
More details - Sunward Credit UnionStandard Term CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,000Requirements
Product: Standard Term Certificates are available to personal and business members. Penalty may be imposed for early withdrawal. APY if dividends are not withdrawn during the term.
3.69% interest rate · Effective Sep 16, 2026
Rate checked
More details - Reliance BankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.72%APY$278 over 9 months on $10,000Requirements
Offer: Fixed rate paid until maturity. Daily balance method. Interest credited at maturity. Automatically renews at a 9 month term. Early withdrawal penalty: 6 months interest.
3.70% interest rate · Effective Dec 2, 2024
Rate checked
More details - Unico BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.71%APY$277 over 9 months on $10,000Requirements
Product: Fixed interest rates for guaranteed returns. Terms range from 91 days to 60 months. No setup or maintenance fees. Interest paid monthly if compounded, deposited to a Unico Bank checking/savings account, or paid via ACH; paid quarterly if paid via check. Automatically renews at maturity unless requested otherwise at opening. Early withdrawal penalty applies.
Offer: 9 Month term. Early withdrawal penalty applies.
3.65% interest rate · Effective Sep 17, 2026
Rate checked
More details - Civic Federal Credit UnionChoice CertificateCD · 6–11 months · $250 min
Credit union · Add a location to see nearby branches
3.70%APYwith conditionsRequirements
Product: Civic membership required. Fixed-rate account; dividends are compounded monthly and may be paid monthly or rolled back into certificate account at maturity. Early withdrawal penalty applies (6-11 months = forfeiture of 90 days' dividends; 12-60 months = forfeiture of 180 days' dividends).
Qualified rate · 3.63% interest rate · Compounded monthly · Effective Sep 2, 2026
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More details - CACL Federal Credit UnionShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,000Requirements
Product: Minimum deposit required to open an account $500.00 to earn stated APY. Fixed dividend rate and APY for the term. Dividends compounded and credited monthly. Penalty may be imposed for early withdrawal of principal. Requires $5 deposit into a Membership Savings Account.
3.64% interest rate · Effective Oct 21, 2026
Rate checked
More details - Friends and Family Credit UnionShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,000with conditionsRequirements
Product: Rates categorized by Family Advantage Tiers (Platinum, Gold, Silver, Bronze) based on household loans, deposits, or investments with Friends and Family Credit Union. Dividends paid quarterly. $1,000 minimum deposit required to open.
Offer: Family Advantage Silver tier.
Qualified rate · 3.64% interest rate · Effective Oct 23, 2026
Rate checked
More details - Peshtigo National BankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,000Requirements
Product: $500.00 minimum opening deposit required to open and obtain the APY. Early withdrawal penalty. 12 month add-on requires a minimum deposit of $500.00 to open ($10,000 maximum); additional funds may be deposited at a minimum of $100.00 per deposit. Simple interest calculation based on a 365 day basis. Long term relationship pricing available upon contacting the bank.
Offer: Early withdrawal penalty. Simple interest calculation based on a 365 day basis.
3.70% interest rate · Effective Oct 1, 2026
Rate checked
More details - Members First Credit UnionCertificates of DepositCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,000Requirements
Product: For members under the age of 18 the required minimum balance on all CDs is $100.00. 0.10% APY bonus earned if you also have a M1 Premier Checking Account. A penalty may be assessed for early withdrawals. Fees and withdrawals of funds from this account prior to maturity will reduce earning.
Offer: For members under the age of 18 the required minimum balance on all CDs is $100.00. 0.10% APY bonus earned if you also have a M1 Premier Checking Account. Early withdrawal penalty may apply.
3.64% interest rate · Effective Oct 23, 2026
Rate checked
More details - Martha’s Vineyard BankCertificates of Deposit (CDs)CD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,000Requirements
Product: Rates effective: October 21, 2026. $1,000 minimum to open and $1,000 balance needed to earn the stated APY. APY assumes funds remain in the account until maturity. Early withdrawals may incur penalties and fees may reduce savings. Rates are guaranteed for the length of the term with fixed rate term accounts.
Offer: Term: 9 months.
3.64% interest rate · Effective Oct 21, 2026
Rate checked
More details - First Northern Bank and Trust9 Month CDCD · 9 months · $10,000 min
Bank · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,000Requirements
Product: Open account in person. Penalty will or may be imposed for early withdrawals. Fees could reduce earnings.
Offer: Open account in person
3.68% interest rate · Effective Oct 2, 2026
Rate checked
More details - First Citizens Community BankCertificate of Deposit SpecialsCD · 9 months · $10,000 min · 3.70%–4.06% by balance
Bank · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,000with conditionsRequirements
Product: A minimum of $10,000 in new money is required to open this account and get the special rate. \"New money\" is defined as funds not currently on deposit with FCCB. Fees may reduce earnings, and a penalty may be imposed for early withdrawal. Interest is compounded quarterly, and an active checking account is required.
Offer: 9-Month CD Special; requires $10,000 minimum new money and active checking account
Qualified rate · 3.65% interest rate · Compounded quarterly · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificate of Deposit Specials Balance APY $10,000 – $49,999Your amount 3.70% $50,000 – $99,999 3.96% $100,000 and up 4.06% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–24
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank