Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 481–495 results
- New Horizon Federal Credit UnionSHARE CERTIFICATESCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.07%APY$407 over 1 year on $10,000Effective Oct 1, 2026
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More details - Firestone Federal Credit UnionTerm ShareCD · 12 months · $5,000 min
Credit union · Add a location to see nearby branches
4.07%APY$407 over 1 year on $10,000Requirements
Product: Compounding frequency: Monthly. Early withdrawal penalty applies.
Offer: Compounding frequency: Monthly. Early withdrawal penalty applies.
4.00% interest rate · Effective Sep 24, 2026
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More details - Shrewsbury Federal Credit UnionRegular Share CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.07%APY$407 over 1 year on $10,000Requirements
Product: Membership eligibility requires living, working, worshipping, or attending school in Berlin, Boylston, Clinton, Grafton, Holden, Millbury, Northborough, Shrewsbury, Sterling, Westborough, West Boylston, or Worcester, and opening a $5 savings/share account. Dividends are credited monthly and can be compounded, transferred, or issued as a check. Automatic renewal at maturity. Early withdrawal penalty of 6 months dividends.
4.00% interest rate · Effective Oct 5, 2026
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More details - Police Credit Union of CTTerm Share CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.07%APY$407 over 1 year on $10,000Requirements
Product: Minimum Balance for all share certificates is $1,000 and is required to earn the stated APY. Dividends compounded monthly. Penalty will be imposed for early withdrawal.
4.00% interest rate · Compounded monthly · Effective Oct 1, 2026
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More details - 4.07%APY$407 over 1 year on $10,000
4.00% interest rate · Effective Oct 22, 2026
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More details - Municipal Credit Union12 Month Share Certificate - $5K New MoneyCD · 12 months · $5,000 min
Credit union · Add a location to see nearby branches
4.07%APY$407 over 1 year on $10,000intro rateRequirements
Product: Promotional rate reflecting 0.50% increase on standard 12-month dividend rate. Requires at least $5,000 in New Money deposited directly or transferred from MCU checking/savings within 7 days of deposit.
Offer: Promotional rate reflecting 0.50% increase on standard 12-month dividend rate. Requires at least $5,000 in New Money deposited directly or transferred from MCU checking/savings within 7 days of deposit.
Promotional rate · 4.00% interest rate · Effective Oct 23, 2026
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More details - Hopewell Federal Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.07%APY$407 over 1 year on $10,000Requirements
Product: All members are required to open and maintain a Savings account ($25.00 membership share) in order to have any other HFCU product or service. Penalty applies for early withdrawal when made other than according to terms on certificate, except for 11-month certificates.
4.00% interest rate · Effective Oct 15, 2026
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More details - St. Anthony of Padua FCUShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.07%APY$407 over 1 year on $10,0004.00% interest rate · Effective Oct 16, 2026
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More details - LPS Employees Federal Credit UnionShare Certificates (CD)CD · 12 months
Credit union · Add a location to see nearby branches
4.07%APY$407 over 1 year on $10,000Requirements
Product: Serving employees and retirees of Lincoln Public Schools. Penalty for early withdrawal.
4.00% interest rate
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More details - C-Plant Federal Credit UnionStandard Share CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.07%APY$407 over 1 year on $10,000Requirements
Product: Certificate rates, terms, and conditions are subject to change weekly. 90-day dividend penalty for early withdrawal. Fees may reduce earnings.
Offer: 90-day dividend penalty for early withdrawal. Certificate rates, terms, and conditions are subject to change weekly.
Effective Jan 20, 2026
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More details - First Flight Credit UnionShare CertificatesCD · 12 months · $10,000 min
Credit union · Add a location to see nearby branches
4.07%APY$407 over 1 year on $10,000Requirements
Product: Minimum deposit to open account is $500 for rate tier 1 and $10,000 for rate tier 2. Membership requires purchasing and maintaining at least 1 share ($25.00 par value) in Primary Savings. Early withdrawal penalties apply.
Offer: Term: 12 Months. Opening deposit of $10,000.00 and above. Dividends compounded and credited monthly. Automatic renewal. Early withdrawal penalties apply.
4.00% interest rate
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More details - Nutmeg State Financial Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.07%APY$407 over 1 year on $10,000Requirements
Product: Tiered rates. Automatically renewable at then-current market rates. Dividends are compounded and credited monthly using average daily balance method. Penalties apply for early withdrawal. $1,000 minimum balance to open and earn APY. 10-day grace period upon maturity.
4.00% interest rate · Effective Oct 19, 2026
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More details - 4.07%APY$407 over 1 year on $10,000
4.00% interest rate · Effective Oct 20, 2026
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More details - Bradford Area Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.07%APY$407 over 1 year on $10,000intro rateRequirements
Product: New money only. Rates are subject to change.
Offer: New money only. Rates are subject to change.
Promotional rate · 4.00% interest rate
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More details - 4.07%APY$407 over 1 year on $10,000
Requirements
Product: Compass Savings Bank will only accept new deposits from local walk-in customers. Penalty may apply for early withdrawal and reduce earnings. The APY assumes interest remains on deposit until maturity, any withdrawals of interest will reduce earnings. FDIC insured. Fees may reduce earnings. Rates subject to change without notice.
4.00% interest rate · Effective Oct 9, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,320 CDs at 4,376 banks and credit unions · checked Oct 22–24
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.45%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank