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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 241–255 results

  1. First Federal Bank of Kansas CityCertificates of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000
  2. Top Carrot, Carrot Score 96
    Colorado Federal BankCertificates of DepositCD · 36 months · $5,000 min

    Bank · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000
  3. Top Carrot, Carrot Score 88
    Alpine Credit UnionBump CertificateCD · 36–47 months · $500 min

    Credit union · Add a location to see nearby branches

    4.15%APYintro rate
  4. Top Carrot, Carrot Score 99
    Educational Systems Federal Credit UnionCertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000intro rate
  5. Education Credit UnionCertificates of DepositCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000
  6. Top Carrot, Carrot Score 87
    Neighborhood Credit UnionStandard CertificatesCD · 36 months · $2,500 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000
  7. Top Carrot, Carrot Score 90
    SUMA Federal Credit UnionShare CertificateCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000
  8. The Pioneer Savings BankCertificate of DepositCD · 36 months · $500 min · 1.25%–4.15% by balance

    Bank · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000intro rate
  9. Top Carrot, Carrot Score 94
    Luminate BankCertificates of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000
  10. Embers Credit UnionCertificate of DepositCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000
  11. Top Carrot, Carrot Score 89
    Republic BankCertificates of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000
  12. Top Carrot, Carrot Score 88
    Jordan Credit UnionCertificate AccountCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000
  13. Top Carrot, Carrot Score 93
    Sandia Area Federal Credit UnionCertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000
  14. Top Carrot, Carrot Score 90
    Bridge Credit UnionStandard CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000
  15. Top Carrot, Carrot Score 89
    First Federal Lakewood36-Month CD SpecialCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.15%APY$1,297 over 36 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,164 CDs at 3,673 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate