Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 181–195 results
- Dakota Community Bank & TrustCD SpecialsCD · 9 months · $2,500 min
Bank · Add a location to see nearby branches
4.02%APY$300 over 9 months on $10,000Requirements
Product: CD interest payments available via Auto Transfer or electronic deposit. For 9 month CD: interest is not compounded, credited at maturity. For 18, 27, 39, 54, 69, 78, 89 month CDs: interest is compounded and credited annually. Early withdrawal penalty may apply.
Offer: Interest not compounded; credited at maturity.
4.00% interest rate · Effective Oct 15, 2026
Rate checked
More details - Kirkwood BankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
4.02%APY$300 over 9 months on $10,000Requirements
Product: Substantial Penalty for early withdrawal. Other conditions may apply. Fees could reduce the earnings on the account.
Offer: Substantial Penalty for early withdrawal. Other conditions may apply. Fees could reduce the earnings on the account.
4.00% interest rate · Effective Oct 7, 2026
Rate checked
More details - Winthrop Area Federal Credit UnionShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.02%APY$300 over 9 months on $10,0003.95% interest rate · Effective Oct 2, 2026
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More details - Minnesota Valley Federal Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.02%APY$300 over 9 months on $10,000Requirements
Product: Early withdrawal penalties exist: 3-12 months penalty is 90 days dividend; over 12-29 months penalty is 180 days dividend; 30 months or greater penalty is 270 days dividend. Fees may reduce earnings.
Offer: Dividends compound at maturity. Early withdrawal penalty of 90 days dividend applies.
4.00% interest rate · Effective Sep 22, 2026
Rate checked
More details - Winchester Savings BankCertificate of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
4.01%APY$299 over 9 months on $10,000Requirements
Product: Assumes principal and interest will remain on deposit until maturity. There may be a substantial penalty should the Bank consent to early withdrawals. Fees/charges could reduce earnings.
Offer: 9 Month Certificate. Minimum daily balance of $10 to earn APY.
3.94% interest rate · Effective Oct 20, 2026
Rate checked
More details - 4.01%APY$299 over 9 months on $10,000intro rate
Requirements
Product: Applications generally accepted from individuals residing in service area (Stephenson, Winnebago, Boone, Jo Daviess, Ogle, and Carroll counties in Northern Illinois).
Offer: CD Special.
Promotional rate
Rate checked
More details - Oswego County Federal Credit UnionShare Certificates for Platinum Plus MembersCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.01%APY$299 over 9 months on $10,000intro rateRequirements
Product: Available to Platinum Plus Members.
Offer: New Money
Promotional rate · 3.95% interest rate · Effective Oct 16, 2026
Rate checked
More details - Oswego County Federal Credit UnionShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.01%APY$299 over 9 months on $10,000 - Bank IowaBank Iowa Certificate of DepositCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
4.01%APY$299 over 9 months on $10,000Requirements
Product: Terms range from 3 to 60 months with minimum opening deposit of $500. Early withdrawal may result in penalties and reduce earnings.
Offer: 9-Month CD Special. Minimum balance to open is $5,000.00 and above. Interest rate and APY will not change for the term of the account.
3.96% interest rate · Effective Oct 5, 2026
Rate checked
More details - First U.S. Community Credit UnionShare CertificateCD · 3–12 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APYintro rateRequirements
Product: Federally insured by NCUA up to $250,000. Penalty for early withdrawal; withdrawals will reduce earnings.
Offer: Certificate Special: 3, 6, 9 or 12 Month Special. Fixed rate. APYs assume principal and dividends remain on deposit to maturity. Penalty for early withdrawal. Withdrawals will reduce earnings. Special certificates mature as standard rate certificates.
Promotional rate · 3.93% interest rate · Effective Oct 16, 2026
Rate checked
More details - America First Credit UnionLadder Certificate AccountsCD · 6–11 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APYRequirements
Product: Laddering certificate accounts across terms. Matured accounts renew to longest ladder term.
Offer: Early-withdrawal penalties may apply. Dividends credited monthly.
3.93% interest rate · Effective Oct 21, 2026
Rate checked
More details - MERCO Credit UnionTerm CertificatesCD · 6–60 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APYintro rateRequirements
Offer: Flex Term Promotion (6-60 Months)
Promotional rate · 3.93% interest rate · Effective Oct 1, 2026
Rate checked
More details - Community West Credit UnionCertificate of DepositCD · 6–11 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APYRequirements
Product: Penalty may be imposed for early withdrawal. Add-on CDs available.
Offer: Penalty may be imposed for early withdrawal.
3.94% interest rate · Effective Oct 16, 2026
Rate checked
More details - Y-12 Federal Credit UnionChoose Your Term Special Offer Share CertificateCD · 6–9 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APYintro rateRequirements
Product: Limited time offer. Minimum balance to receive advertised rate is $500. Automatically renews at maturity unless changes are made during 7-day grace period. Penalty for early withdrawal.
Offer: 6 or 9 Months term.
Promotional rate · 3.93% interest rate · Effective Oct 15, 2026
Rate checked
More details - Estacado Federal Credit UnionShare CertificatesCD · 6–11 months · $1,000 min · 4.00%–4.10% by balance
Credit union · Add a location to see nearby branches
4.00%APYRequirements
Product: Early withdrawal penalty may apply.
3.93% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $100,000Your amount 4.00% $100,000 and upJumbo Certificates over $100,000 4.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,186 banks and credit unions · checked Oct 16–23
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.39%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank