Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 151–165 results
- Nebraska BankCertificates of Deposit (CDs)CD · 36 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000Requirements
Product: No setup or maintenance fees. CDs renew automatically upon maturity. Early withdrawals subject to penalty (3 months interest penalty on terms 12 months and under, 6 months interest penalty on terms more than 12 months).
4.18% interest rate · Effective Oct 20, 2026
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More details - Canyon View Credit UnionRegular Bump Share CertificateCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000Requirements
Product: Min. $500 opening balance. One-time bump per term to prevailing CVCU rate; not retroactive. Auto-renews to a Regular Certificate of same term without bump. Min. $10 in primary savings required. Other restrictions may apply. Not available for institutional investors. Rates are variable and subject to change. Fees may reduce earnings.
4.17% interest rate · Effective Oct 9, 2026
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More details - America First Credit UnionBump-Rate Certificate AccountsCD · 36–47 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APYRequirements
Product: Allows adjusting/increasing the interest rate one time during the certificate term.
Offer: Increase rate one time during term. Early-withdrawal penalties may apply. Dividends credited monthly.
4.17% interest rate · Effective Oct 21, 2026
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More details - 4.25%APY$1,330 over 36 months on $10,000
Requirements
Product: FDIC-insured. Minimum opening balance $500. Automatically renews. Interest credited quarterly. Non-IRA certificates may be pledged as collateral for a share loan. Early withdrawal penalty may apply.
Offer: Quarterly compounding. Early withdrawal penalty may apply.
4.18% interest rate · Effective Oct 15, 2026
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More details - AERO FinancialShare Certificate (CD)CD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000intro rateRequirements
Product: Start saving with just a $500 minimum opening deposit. Terms from 3 months to 60 months. Dividends compound and credit monthly. Withdrawal of dividends prior to maturity will reduce earnings.
Offer: Dividends compound monthly. APY assumes dividends remain on account until maturity. Withdrawal of dividends prior to maturity will reduce earnings.
Promotional rate · 4.17% interest rate · Effective Oct 15, 2026
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More details - UniWyo Credit UnionShare CertificateCD · 36 months · $100 min
Credit union · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000Requirements
Product: Minimum deposit and minimum balance of $100. Early withdrawal penalty is imposed. Additional deposits cannot be made after the certificate is open. Automatically renews at maturity. Military affiliated members and primary account holders of eligible Youth Accounts are eligible for a 0.50% APY bump on new Share Certificates.
4.18% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.25%APY$1,330 over 36 months on $10,000
Requirements
Product: Must maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.
Offer: Must maintain a minimum $1,000 balance to earn APY. Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Interest is compounded monthly and credited monthly.
4.17% interest rate · Compounded monthly · Effective Oct 13, 2026
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More details - Hatboro Federal SavingsCertificate of DepositCD · 36 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000Requirements
Product: Fixed rate CDs with terms from 91 days to 5 years. Minimum investment of $1,000. Early withdrawal penalties apply.
Offer: Interest compounded quarterly. Early withdrawal penalty is 180 days interest.
4.18% interest rate · Compounded quarterly · Effective Oct 16, 2026
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More details - S&T BankGrowth/Income CD Time DepositsCD · 36 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000Requirements
Product: Maximum deposit amount of $250,000 when opened online. Maximum deposit amount of $500,000 when opened in branch. Available for amounts up to $500,000. Automatically renews into same term CD and rate offered at time of maturity. Penalty for early withdrawals.
Balance cap $500,000 · Effective Oct 12, 2026
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More details - Stanford Federal Credit UnionCertificatesCD · 36 months · $100 min
Credit union · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000with conditionsRequirements
Product: Membership eligibility required. Requires a checking or savings account with Stanford FCU. $100 minimum opening deposit. Dividends are compounded and paid monthly. Fixed rate through maturity. Early withdrawal penalty applies: terms under 1 year have a penalty of 90 days of dividends; terms of 1 year or more have a penalty of 180 days of dividends. 7-day grace period at maturity. Inactivity fee is waived for Certificate accounts.
Offer: Premium rate for Loyalty+ Partners and Ambassadors (includes 0.50% bonus).
Qualified rate · 4.17% interest rate · Effective Sep 18, 2026
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More details - CSD Credit UnionCertificates of DepositCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000Requirements
Product: Penalty for early withdrawal.
4.18% interest rate · Effective Oct 9, 2026
Rate checked
More details - Superior National BankCertificate of Deposit (CD)CD · 36 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000Requirements
Product: $500 minimum deposit. Annual Percentage Yield (APY) is compounded quarterly (except 182-day CD). A penalty may be imposed for early withdrawal. Accounts closed within the first 90 days are subject to a $25 service charge.
Offer: APY is compounded quarterly. A penalty may be imposed for early withdrawal.
Compounded quarterly · Effective Oct 13, 2026
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More details - Emporia State Federal Credit UnionCertificatesCD · 36 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000intro rateRequirements
Product: Personal accounts only. Penalty for early withdrawal of 6 months interest which can reduce the principal. At maturity, certificate reinvests for the same term at the fixed-rate in effect at the time unless indicated otherwise. Insured up to $250,000 per account. IRA Certificates are excluded.
Offer: 36 Months
Promotional rate · 4.25% interest rate · Effective Oct 14, 2026
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More details - FreeStar Financial Credit UnionCertificates of DepositCD · 36 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000with conditionsRequirements
Product: Renew automatically on maturity date for the same or like term at current rate. 10-day grace period to withdraw or make changes before early withdrawal penalty applies. Early withdrawal penalty: Less than 1 year or 1 Year: 90 days of interest; 2 Years: 180 days of interest; 3-5 Years: 270 days of interest; 5+ Years: 360 days of interest.
Offer: Qualified Military Members (Active Duty, Veterans, Retirees) with military status verification (Military ID, Retirement ID, or DD214) and full direct deposit of at least $2,000 into checking account.
Qualified rate · 4.17% interest rate · Effective Oct 15, 2026
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More details - New Orleans Firemen's Federal Credit UnionCertificateCD · 36 months · $2,000 min · 4.00%–4.25% by balance
Credit union · Add a location to see nearby branches
4.25%APY$1,330 over 36 months on $10,000Requirements
Product: Lock in a fixed rate for the entire term. Open with a minimum deposit of $2,000. No opening fees or monthly service fees. Terms from 6 months to 5 years. Interest is paid monthly and can be withdrawn without penalty or kept in the certificate. Can be used as collateral on loans. APY is based on a 365-day year, and assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings.
Rate by balance
Rate by balance for Certificate Balance APY $2,000 – $9,999 4.00% $10,000 and upYour amount 4.25% Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-year CDs pay nationwide
4,164 CDs at 3,673 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.15%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank