Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 106–119 results in West Virginia
- 1.25%APY$252 over 24 months on $10,000
Requirements
Product: Early withdrawal penalty applies.
Offer: Early withdrawal penalty applies.
1.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.20%APY$181 over 18 months on $10,000
Requirements
Product: Renewal term is 18 months for the 18-Month CD. Early withdrawal penalty applies.
Offer: Renewal term is 18 months. Early withdrawal penalty applies.
1.20% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.15%APY$115 over 1 year on $10,000
Requirements
Product: Compounded & credited quarterly. Automatic renewal for same term. 7-day grace period for deposits or withdrawals after maturity date. Early withdrawal penalty applies.
Offer: Compounded & credited quarterly. Automatic renewal for same term. 7-day grace period for deposits or withdrawals after maturity date. Early withdrawal penalty applies.
1.15% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.00%APY$50 over 6 months on $10,000
Requirements
Product: Compounded & credited quarterly. Automatic renewal for same term. 7-day grace period for deposits or withdrawals after maturity date. Early withdrawal penalty applies.
Offer: Compounded & credited quarterly. Automatic renewal for same term. 7-day grace period for deposits or withdrawals after maturity date. Early withdrawal penalty applies.
1.00% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.00%APY$75 over 9 months on $10,000with conditions
Requirements
Product: Compounded & credited quarterly. Automatic renewal for same term. 7-day grace period for deposits or withdrawals after maturity date. Early withdrawal penalty applies.
Offer: Limited time checking account bundle: must bundle with any First Mutual Bank checking account. Call local branch to reserve.
Qualified rate
Rate by balance
Rate by balance for 9-Month CD Balance APY Any balance 3.90% $500 and upYour amount 1.00% Rate checked
More details - 1.00%APY$226 over 27 months on $10,000intro rate
Requirements
Product: Opportunity to jump up to higher interest rate one time during the 27-month life of the CD after 6 months if current interest rate is higher. Renews for 24 months at maturity. Early withdrawal penalty applies.
Offer: Opportunity to jump up to a higher interest rate one time after 6 months during the 27-month term if the current interest rate is higher. Renews for 24 months at maturity.
Promotional rate · 1.00% interest rate · Effective Oct 16, 2026
Rate checked
More details - The First National Bank of PeterstownCertificates of Deposits (CDs)CD · 48 months · $2,500 min
Bank · 1 branch
1.00%APY$406 over 48 months on $10,000Requirements
Product: Automatically Renews at Maturity (at current rate at maturity). 10-day grace period at maturity. Early withdrawal penalties apply. Compounded back to CD, paid by check, or transferred to checking/savings.
1.00% interest rate
Rate checked
More details - 0.75%APY$19 over 3 months on $10,000
Requirements
Product: Compounded & credited quarterly. Automatic renewal for same term. 7-day grace period for deposits or withdrawals after maturity date. Early withdrawal penalty applies.
Offer: Compounded & credited quarterly. Automatic renewal for same term. 7-day grace period for deposits or withdrawals after maturity date. Early withdrawal penalty applies.
0.75% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.50%APY$151 over 36 months on $10,000
Requirements
Product: Rate of earnings is fixed for the term. Early withdrawal penalties apply. All new and renewed certificates receive quarterly compounding, except the 91 day and 182 day certificates which compound at maturity. CDs renew automatically at the same term unless otherwise specified.
Offer: 3 Year term. Quarterly compounding.
0.50% interest rate
Rate checked
More details - 0.50%APY$253 over 60 months on $10,000
Requirements
Product: Dividends credited monthly. Dividends earned can be compounded, distributed by check or transferred to another share account. Substantial penalty on early withdrawals. Rates subject to change without advance notice.
0.50% interest rate · Effective Oct 1, 2023
Rate checked
More details - Pioneer Appalachia FCUShare CertificatesCD · 48 months · $500 min · 0.30%–0.35% by balance
Credit union · 5 branches
0.30%APY$121 over 48 months on $10,000with conditionsRequirements
Product: Membership with Pioneer Appalachia Federal Credit Union required. $5 par value required in Primary Share/Savings to open any account. Dividends compounded and credited monthly. Early withdrawal penalty equals 6 months of dividends on the amount withdrawn. Jumbo and Jumbo Plus rates on standard terms require Primary Financial Institution (PFI) membership (checking + direct deposit).
Offer: Standard pricing. Available to all members.
Qualified rate · Effective May 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $100,000Your amount 0.30% $100,000 – $250,000Jumbo pricing. Requires Primary Financial Institution (PFI) membership. 0.30% $250,000 and upJumbo Plus pricing. Requires Primary Financial Institution (PFI) membership. 0.35% Rate checked
More details - 0.15%APY$15 over 1 year on $10,000
0.15% interest rate · Effective Jun 1, 2017
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.05%APY$10 over 24 months on $10,000
0.05% interest rate · Effective May 15, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in West Virginia
672 CDs at 81 banks and credit unions · checked Oct 16–22
- Typical
- 2.44%
- Top 10% from
- 4.00%
- Banks, typical
- 1.81%
- Credit unions, typical
- 3.08%
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West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches