Credit union · NCUA insured
Huntington C&O Railway EFCU CD Rates
Huntington C&O Railway EFCU’s best CD rate is 2.16% APY on an 18-month share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 22, 2026.
How Huntington C&O Railway EFCU’s CD rates compare
Compared with banks and credit unions near Huntington, WV-KY-OH, where Huntington C&O Railway EFCU has the most branches. $10,000, best rate first.
This credit union’s best
Huntington C&O Railway EFCU
0.50%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $253
Certificate Accounts
Top rate
UK Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $373
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Huntington C&O Railway EFCU CD score
60
CD score
Higher than 1% of U.S. banks and credit unions
- 9–15 months9–15 mo0.25%
- 16–30 months16–30 mo0.35%
- 31–60 months31–60 mo0.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Huntington C&O Railway EFCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
Up to 2.16%APY · 7 terms
Dividends credited monthly. Dividends earned can be compounded, distributed by check or transferred to another share account. Substantial penalty on early withdrawals. Rates subject to change without advance notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown182 Days term | 0.25% | $0 |
| Unknown91 Days term | 0.20% | $0 |
| 12 months | 0.25% | $25 |
| 18 months | 0.30% | $45 |
| 24 months | 0.35% | $70 |
| 36 months | 0.40% | $120 |
| 48 months | 0.45% | $181 |
| 60 months | 0.50% | $253 |
Sources (1)
- c-ocreditunion.com/rates.php · captured Sep 19, 2026
Special-purpose accounts
Individual Retirement Accounts Certificates
Up to 1.16%APY · 2 terms
12 and 24 month Certificate dividend rates are fixed for the term. IRA dividends are credited monthly. There is a substantial penalty on early withdrawals. Rates subject to change without advance notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 1.01% | $101 |
| 24 months | 1.16% | $233 |
Sources (1)
- c-ocreditunion.com/rates.php · captured Sep 19, 2026
Who can join Huntington C&O Railway EFCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.