Credit union · NCUA insured
Marshall County Federal Credit Union
A $27M credit union headquartered in Moundsville, WV, with 2,490 members and 1 branch in West Virginia. Best rates: CDs 0.05% and savings 0.05% APY.
Marshall County Federal Credit Union Carrot Score
60
Carrot Score
Higher than 0% of U.S. banks and credit unions
#12 of 13 in Wheeling, WV-OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Marshall County Federal Credit Union
Marshall County Federal Credit Union was founded in 1974, originally beginning as Marshall County School Employees Credit Union.
In the mid-1980s, expansion to small employer groups led to its name change and subsequent growth with local government entities and small businesses.
- Headquarters
- 910 3rd St, Moundsville, WV 26041-1605
- NCUA charter
- 21713
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of participating private business employer groups are eligible for membership.
Military, government and schools
- Employees of participating government, public agency, and school employer groups are eligible for membership.
- Marshall County School Students are eligible for membership through a special youthsavers program.
Family and household
- Immediate family members of an existing member from one of the qualifying membership groups are eligible for membership.
Branches
1 branch in West Virginia
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West Virginia
1 branch
- Marshall County CommissionMain office910 3rd St, Moundsville, WV 26041Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.05% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.12% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.48% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $44 | $59 | — |
- CapitalNet worth ratio15.05%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.12%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.48%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$44Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Marshall County Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.