Credit union · NCUA insured
Martinsburg VA Center FCU
A $17.1M credit union headquartered in Kearneysville, WV, with 1,756 members and 1 branch in West Virginia. Best rates: CDs 0.15% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: carrot has not captured enough rates to score this yet. Credit cards: no rates found on its website.
- CDs—0.15%CD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Martinsburg VA Center FCU
- Headquarters
- 2971 Charles Town Rd, Kearneysville, WV 25430
- NCUA charter
- 22337
Branches
1 branch in West Virginia
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West Virginia
1 branch
- Martinsburg VA Center FCUMain office2971 Charles Town Rd, Kearneysville, WV 25430Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.88% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.32% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.74% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $27 | $59 | — |
- CapitalNet worth ratio13.88%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.32%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.74%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$27Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Martinsburg VA Center FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.