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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 496–510 results in Texas

  1. b1BANKCertificates of DepositCD · 6 months · $1,000 min

    Bank · 15 branches

    2.02%APY$100 over 6 months on $10,000
  2. Planters BankTime Deposits 1 - 5 Year MaturitiesCD · 12 months · $500 min

    Bank · 1 branch

    2.02%APY$202 over 1 year on $10,000
  3. NBT Financial24 Month CDCD · 24 months · $1,000 min

    Bank · 6 branches

    2.02%APY$408 over 24 months on $10,000
  4. NBT Financial36 Month CDCD · 36 months · $1,000 min

    Bank · 6 branches

    2.02%APY$618 over 36 months on $10,000
  5. NBT Financial48 Month CDCD · 48 months · $1,000 min

    Bank · 6 branches

    2.02%APY$833 over 48 months on $10,000
  6. NBT Financial60 Month CDCD · 60 months · $1,000 min

    Bank · 6 branches

    2.02%APY$1,052 over 60 months on $10,000
  7. Methodist Hospital Employees FCUCertificates of DepositCD · 36 months · $500 min

    Credit union · 2 branches

    2.01%APY$615 over 36 months on $10,000
  8. First National Bank of AspermontOne Month CDCD · 1 month · $500 min · 2.00%–2.05% by balance

    Bank · 1 branch

    2.00%APY$17 over 1 months on $10,000
  9. BOK FinancialStandard CDCD · 4 months · $1,000 min

    Bank · 33 branches

    2.00%APY$66 over 4 months on $10,000
  10. Laredo Federal Credit UnionShare CertificateCD · 6 months · $1,000 min

    Credit union · 3 branches

    2.00%APY$100 over 6 months on $10,000
  11. STRFCUCertificates of DepositsCD · 6 months · $1,000 min

    Credit union · 1 branch

    2.00%APY$100 over 6 months on $10,000
  12. First National Bank Texas9 Month Fixed Rate CDCD · 9 months · $5,000 min

    Bank · 296 branches

    2.00%APY$150 over 9 months on $10,000
  13. Aspire Credit UnionShare CertificatesCD · 12–24 months · $2,000 min

    Credit union · 1 branch

    2.00%APYintro rate
  14. EP Federal Credit UnionPot of Gold CertificatesCD · 48–72 months

    Credit union · 1 branch

    1.99%APY
  15. Top Carrot, Carrot Score 89
    University Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 1 branch

    1.95%APY$195 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Texas

2,858 CDs at 396 banks and credit unions · checked Oct 22–24

Typical
3.30%
Top 10% from
4.05%
Banks, typical
2.75%
Credit unions, typical
3.50%

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Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. NAFT Federal Credit UnionCredit union · 3 branches
  3. Barksdale Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate