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Credit union · NCUA insured

Laredo Federal Credit Union CD Rates

Laredo Federal Credit Union’s best CD rate is 2.00% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.

How Laredo Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Laredo, TX, where Laredo Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Laredo Federal Credit Union

    2.00%APY

    Term
    6 months
    Requires
    None
    Minimum
    $1,000
    Earns on $10,000
    $100

    Share Certificate

  • Top rate

    Wells Fargo

    4.25%APY

    Term
    11 months
    Requires
    Another account
    Minimum
    $5,000
    Earns on $10,000
    $389

    Wells Fargo rates

  • 2nd-highest rate

    PNC

    4.25%APY

    Term
    13 months
    Requires
    None
    Minimum
    $1,000
    Earns on $10,000
    $461

    PNC rates

Compare CD rates near you →

Laredo Federal Credit Union CD score

62

CD score

Higher than 6% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo2.00%
  • 9–15 months9–15 mo2.00%
  • 16–30 months16–30 mo0.25%
  • 31–60 months31–60 mo0.40%
  • QualifiedQualified2.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Laredo Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Laredo Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Anyone who lives in Webb County is eligible for membership.
  • Anyone who attends school in Webb County is eligible for membership.
  • Anyone who works in Webb County is eligible for membership.
  • Anyone who worships in Webb County is eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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