Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 466–480 results in Texas
- 2.55%APY$127 over 6 months on $10,000
Requirements
Product: Rate Type: Fixed Rate. Dividends Credited: Quarterly. Additional Deposits: Not Allowed. Withdrawals: Allowed (partial withdrawals of principal not allowed). Renewable: Not Automatic. Membership required (purchase and maintain at least 1 share of $25.00 par value).
2.50% interest rate
Rate checked
More details - 2.55%APY$1,342 over 60 months on $10,000
Requirements
Product: A penalty will be charged for early withdrawals. Longer term offers higher interest rate.
Offer: $1000.00 minimum deposit to open. Funds are locked in until maturity date.
2.55% interest rate · Effective Nov 10, 2022
Rate checked
More details - First National Bank of AspermontSix Month CDCD · 6 months · $500 min · 2.53%–2.63% by balance
Bank · 1 branch
2.53%APY$126 over 6 months on $10,000Requirements
Product: Interest compounded quarterly and paid by check quarterly. Minimum opening deposit $500.00. Automatic renewal at maturity with 10-day grace period, or non-renewing option available upon request. Early withdrawal penalty equals 3 months of interest.
Offer: Interest rate paid on entire balance in account. Early withdrawal penalty equals 3 months of interest.
2.50% interest rate · Compounded quarterly · Effective Oct 30, 2025
Rate by balance
Rate by balance for Six Month CD Balance APY $500 – $100,000Your amount 2.53% $100,000 and up 2.63% Rate checked
More details - Chocolate Bayou Community Federal Credit UnionTerm Share CertificateCD · 12 months · $1,000 min · 2.53%–3.56% by balance
Credit union · 4 branches
2.53%APY$253 over 1 year on $10,000Requirements
Product: No monthly maintenance fee. Compounded daily and paid monthly. Early withdrawal penalties may apply. Terms from 3 months to 5 years.
Offer: Compounded daily and paid monthly. Penalties may apply for early withdrawal.
2.50% interest rate · Compounded daily · Effective Jan 1, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY $1,000 and upYour amount 2.53% $100,000 and up 3.56% Rate checked
More details - Educators Credit UnionRegular Certificate of Deposit (CD)CD · 24 months · $1,000 min
Credit union · 8 branches
2.53%APY$512 over 24 months on $10,000Requirements
Product: Minimum opening deposit $1,000 ($5,000 for 6 month CD). No monthly service fee. Earned interest may be withdrawn before maturity without a penalty. CDs may be used as loan collateral. Interest paid monthly. Penalty may be imposed for early withdrawal. ECU membership required.
Offer: Minimum opening deposit $1,000. A penalty may be imposed for early withdrawal.
2.50% interest rate · Effective Feb 16, 2023
Rate checked
More details - Port Arthur Teachers Federal Credit Union24 Month CDCD · 24 months · $1,000 min
Credit union · 2 branches
2.53%APY$512 over 24 months on $10,0002.50% interest rate
Rate checked
More details - 2.53%APY$512 over 24 months on $10,000
Requirements
Product: A Share Certificate can be opened with as little as $1,000. Terms are 6, 12 and 24 months. All share rates paid or compounded monthly.
Offer: 2 YEAR LOW. Paid or compounded monthly.
2.50% interest rate · Compounded monthly · Effective Nov 20, 2023
Rate checked
More details - 2.52%APY$125 over 6 months on $10,000
Requirements
Product: A penalty will be imposed for early withdrawal.
Offer: A penalty will be imposed for early withdrawal.
2.50% interest rate · Effective Mar 2, 2026
Rate checked
More details - 2.50%APYintro rate
Requirements
Product: Minimum opening deposit $500. Available at branch locations.
Offer: Term: 3 to 5 months.
Promotional rate
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More details - 2.50%APY$124 over 6 months on $10,000
Requirements
Offer: Monthly dividends
2.50% interest rate · Balance cap $99,999.99 · Effective Sep 18, 2024
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More details - 2.50%APY$250 over 1 year on $10,000
2.47% interest rate · Effective Oct 1, 2026
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More details - First Command BankCertificate of DepositCD · 18 months · $1,000 min · 2.00%–2.50% by balance
Bank · 1 branch
2.50%APY$377 over 18 months on $10,000Requirements
Product: Minimum opening deposit is $1,000. Subject to early withdrawal penalties.
Offer: Term: 18 Month.
2.47% interest rate · Effective Apr 27, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $100,000Your amount 2.50% $100,000 and up 2.00% Rate checked
More details - 2.50%APY$1,314 over 60 months on $10,000
Requirements
Product: Minimum amount $500 for a stated period of time (30 days to 5 years). Automatically renewable fixed rate; 10-day grace period after maturity to withdraw funds without penalty. Simple interest early withdrawal penalty: 91 days of interest for terms of 12 months or less, 182 days of interest for terms longer than 12 months (waived in the event of death or incompetency). No funds may be added during the term.
Offer: 60 Months term. APY assumes interest paid will not be withdrawn.
2.50% interest rate
Rate checked
More details - First Basin Credit UnionCertificate of Deposit (CD)CD · 60 months · $1,000 min
Credit union · 7 branches
2.50%APY$1,314 over 60 months on $10,000Requirements
Product: Dividends compounded daily and paid monthly. APY paid if dividend is returned in certificate. $1,000 minimum balance required. Early withdrawal penalties apply.
2.47% interest rate · Compounded daily · Effective Mar 3, 2025
Rate checked
More details - El Monte Community Credit UnionShare Certificates (CD's)CD · 60 months · $3,000 min
Credit union · 1 branch
2.50%APY$1,314 over 60 months on $10,000Requirements
Product: Early withdrawal penalties apply. Requires El Monte Community Credit Union membership with a one-time refundable pledge of $5 and $5 minimum initial deposit.
Offer: Must carry the minimum balance required to receive the dividends listed.
2.50% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Texas
2,858 CDs at 396 banks and credit unions · checked Oct 22–24
- Typical
- 3.30%
- Top 10% from
- 4.05%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.50%
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Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches