Credit union · NCUA insured
Germania Credit Union CD Rates
Germania Credit Union’s best CD rate is 2.50% APY on a 1-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 16, 2026.
How Germania Credit Union’s CD rates compare
Compared with banks and credit unions near Brenham, TX, where Germania Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Germania Credit Union
2.50%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $250
Certificate of Deposit
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Germania Credit Union CD score
63
CD score
Higher than 8% of U.S. banks and credit unions
- 9–15 months9–15 mo2.50%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo1.51%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Germania Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 2.50%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 2.50% | $250 |
| 24 months | 2.50% | $506 |
| 36 months | 1.21% | $367 |
| 48 months | 1.31% | $534 |
| 60 months | 1.51% | $778 |
Sources (2)
All captured Oct 6, 2026
Who can join Germania Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, as well as businesses and other legal entities located within, a 10-mile radius of the Germania Credit Union office at 507 Hwy 290 East, Brenham, TX 77833 are eligible for membership.
Employers and groups
- Agents and members of the Germania Farm Mutual Insurance association are eligible for membership.
- Employees of Germania Insurance or its subsidiaries are eligible for membership.
- Current policy holders of any Germania Insurance association company are eligible for membership.
- Employees of select employer groups (SEGs) including Washington County Tractor, Brenham Banner Press, TFE Company Incorporated, MIC Group, and Tarlton Supply Company are eligible for membership.
Family and household
- Spouses of persons within the field of membership and relatives of a credit union member (including spouses, children, brothers, sisters, parents, grandparents, grandchildren, nieces, nephews, aunts, uncles, father-in-laws, mother-in-laws, and cousins) are eligible for membership.
Membership information collected October 5, 2026.