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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 391–405 results in Texas

  1. One Source Federal Credit UnionMoneyTree CDCD · 12 months · $50 min

    Credit union · 2 branches

    3.30%APY$330 over 1 year on $10,000
  2. One Source Federal Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 2 branches

    3.30%APY$330 over 1 year on $10,000
  3. United Credit UnionTerm Share CertificatesCD · 12 months

    Credit union · 1 branch

    3.30%APY$330 over 1 year on $10,000
  4. One Source Federal Credit UnionBump-it-Up Share CertificateCD · 24 months · $2,000 min

    Credit union · 2 branches

    3.30%APY$671 over 24 months on $10,000
  5. Top Carrot, Carrot Score 87
    Metro Medical Credit UnionRegular CDCD · 24 months · $1,000 min

    Credit union · 1 branch

    3.30%APY$671 over 24 months on $10,000
  6. BCM FCUShare CertificatesCD · 36 months · $1,000 min

    Credit union · 2 branches

    3.30%APY$1,023 over 36 months on $10,000
  7. Top Carrot, Carrot Score 87
    NDBT59 Month FlexRate CDCD · 59 months · $5,000 min

    Bank · 5 branches

    3.30%APY$1,731 over 59 months on $10,000
  8. Community National Bank & Trust of TexasCertificates of DepositCD · 6 months · $1,000 min

    Bank · 18 branches

    3.29%APY$163 over 6 months on $10,000
  9. Hockley County Credit UnionRegular Savings CertificateCD · 12 months · $10,000 min

    Credit union · 1 branch

    3.29%APY$329 over 1 year on $10,000
  10. Premier America Credit UnionCertificatesCD · 12 months · $1,000 min

    Credit union · 2 branches

    3.25%APY$325 over 1 year on $10,000
  11. Texas Champion BankCertificates of DepositCD · 12 months · $1,000 min

    Bank · 10 branches

    3.25%APY$325 over 1 year on $10,000
  12. Community Service Credit UnionCertificateCD · 12 months · $500 min

    Credit union · 2 branches

    3.25%APY$325 over 1 year on $10,000
  13. First Priority Credit Union12 Month Share CertificateCD · 12 months · $1,000 min · 3.25%–3.50% by balance

    Credit union · 1 branch

    3.25%APY$325 over 1 year on $10,000
  14. First National Bank Texas13 Month Fixed Rate CDCD · 13 months · $10,000 min · 3.25%–4.00% by balance

    Bank · 296 branches

    3.25%APY$353 over 13 months on $10,000
  15. Hockley County Credit UnionMinimum Savings CertificateCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.24%APY$324 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Texas

2,858 CDs at 396 banks and credit unions · checked Oct 22–24

Typical
3.30%
Top 10% from
4.05%
Banks, typical
2.75%
Credit unions, typical
3.50%

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Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. NAFT Federal Credit UnionCredit union · 3 branches
  3. Barksdale Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate