Bank · FDIC insured
Texas Champion Bank CD Rates
Texas Champion Bank’s best CD rate is 3.25% APY on a 1-year CD. Terms run from 1 month to 2 years. Rates checked October 16, 2026.
How Texas Champion Bank’s CD rates compare
Compared with banks and credit unions near San Antonio, TX, where Texas Champion Bank has the most branches. $10,000, best rate first.
This bank’s best
Texas Champion Bank
3.25%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $325
Certificates of Deposit
Top rate
BCU
4.30%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $540
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Texas Champion Bank CD score
68
CD score
Higher than 20% of U.S. banks and credit unions
- 3–8 months3–8 mo3.02%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.22%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texas Champion Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.25%APY · 9 terms
Minimum deposits as low as $1,000.00. Minimum to open an account is the same as minimum to obtain APY. Jumbo rates available (over $98,000).
| Term | APY · $1,000 – $97,999 | APY · $98,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 1 month | 1.00% | 1.00% | — | 1.00%1.00% from $98k | $8 |
| 2 months | 1.00% | 1.00% | — | 1.00%1.00% from $98k | $17 |
| 3 months | 1.00% | 1.00% | — | 1.00%1.00% from $98k | $25 |
| 4–5 months | 1.00% | 1.00% | — | 1.00%1.00% from $98k | $33 |
| 6–12 months | 3.02% | 3.02% | — | 3.02%3.02% from $98k | $150 |
| 12 months | 3.25% | 3.25% | — | 3.25%3.25% from $98k | $325 |
| 13 months | — | — | 3.00% | —3.00% from $100k | — |
| 18 months | 3.22% | 3.22% | — | 3.22%3.22% from $98k | $487 |
| 24 months | 3.20% | 3.20% | — | 3.20%3.20% from $98k | $650 |
Sources (2)
- texaschampionbank.com/personal…ates-of-deposit-cds.html
- texaschampionbank.com/loans/personal-loans.html
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.