Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 346–360 results in Ohio
- 1.15%APY$115 over 1 year on $10,000
Requirements
Product: Compounded & credited quarterly. Automatic renewal for same term. 7-day grace period for deposits or withdrawals after maturity date. Early withdrawal penalty applies.
Offer: Compounded & credited quarterly. Automatic renewal for same term. 7-day grace period for deposits or withdrawals after maturity date. Early withdrawal penalty applies.
1.15% interest rate · Effective Oct 16, 2026
Rate checked
More details - Cornerstone Community Financial Credit UnionStep-Up CertificateCD · 24 months · $1,000 min
Credit union · 2 branches
1.10%APY$221 over 24 months on $10,000intro rateRequirements
Product: 24-month certificate with rate bumps every 6 months. Dividends paid at maturity. Penalty may apply for early withdrawal.
Offer: Fourth 6 months rate
Promotional rate · 1.10% interest rate · Effective Jan 1, 2026
Rate checked
More details - 1.00%APY$50 over 6 months on $10,000
Requirements
Product: Compounded & credited quarterly. Automatic renewal for same term. 7-day grace period for deposits or withdrawals after maturity date. Early withdrawal penalty applies.
Offer: Compounded & credited quarterly. Automatic renewal for same term. 7-day grace period for deposits or withdrawals after maturity date. Early withdrawal penalty applies.
1.00% interest rate · Effective Oct 16, 2026
Rate checked
More details - 1.00%APY$75 over 9 months on $10,000with conditions
Requirements
Product: Compounded & credited quarterly. Automatic renewal for same term. 7-day grace period for deposits or withdrawals after maturity date. Early withdrawal penalty applies.
Offer: Limited time checking account bundle: must bundle with any First Mutual Bank checking account. Call local branch to reserve.
Qualified rate
Rate by balance
Rate by balance for 9-Month CD Balance APY Any balance 3.90% $500 and upYour amount 1.00% Rate checked
More details - 1.00%APY$226 over 27 months on $10,000intro rate
Requirements
Product: Opportunity to jump up to higher interest rate one time during the 27-month life of the CD after 6 months if current interest rate is higher. Renews for 24 months at maturity. Early withdrawal penalty applies.
Offer: Opportunity to jump up to a higher interest rate one time after 6 months during the 27-month term if the current interest rate is higher. Renews for 24 months at maturity.
Promotional rate · 1.00% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.90%APY$227 over 30 months on $10,000
Requirements
Product: Allows additional deposits during term of $100.00 or more; aggregate total cannot exceed original amount of certificate. If automatically renewed, becomes a regular Certificate of Deposit. Fixed rate for the term. Interest compounded monthly. Monthly maintenance charge: None. Early withdrawal penalties apply.
Offer: Term: 30 Month. Minimum opening balance and minimum balance to earn APY is $2,000.00. Allows add-on deposits of $100.00 or more.
0.90% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 0.90%APY$458 over 60 months on $10,000
Rate checked
More details - 0.80%APY
Requirements
Product: CDs are subject to penalty for early withdrawal.
0.80% interest rate
Rate checked
More details - 0.75%APY$19 over 3 months on $10,000
Requirements
Product: Compounded & credited quarterly. Automatic renewal for same term. 7-day grace period for deposits or withdrawals after maturity date. Early withdrawal penalty applies.
Offer: Compounded & credited quarterly. Automatic renewal for same term. 7-day grace period for deposits or withdrawals after maturity date. Early withdrawal penalty applies.
0.75% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.70%APY$105 over 18 months on $10,000with conditions
Requirements
Product: Minimum deposit to open is $500.00. Early withdrawal penalty may apply. Maturity in whole months only.
Offer: Gold Rate tier. Requires Gold Membership Package (Average Savings Product Balance Relationship of $20,000.00 or greater or Aggregate Balance Relationship of $20,000.00 or greater with direct deposit or payroll deductions of at least $500.00/month).
Qualified rate · 0.70% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.65%APY$329 over 60 months on $10,000
Requirements
Product: *$500.00 Minimum deposit to open. Early withdrawal penalties may apply.
0.65% interest rate · Effective Oct 16, 2026
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More details - 0.60%APY$212 over 42 months on $10,000
Requirements
Product: Terms from 7 days to 42 months. No setup or maintenance fees. Early withdrawals subject to penalty.
Offer: Term: 42 Month. Compounding Frequency: Monthly.
0.60% interest rate
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More details - 0.55%APY$124 over 27 months on $10,000intro rate
Requirements
Product: $500 Minimum deposit to open. Early withdrawal penalties may apply. Allows jumping up to a higher interest rate one time after 6 months during the 27-month term if current rates rise. Renews for 24 months at maturity.
Offer: Opportunity to jump up to a higher interest rate one time during the 27-month term after 6 months if the current interest rate is higher. Renews for 24 months at maturity.
Promotional rate · 0.55% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.50%APY$100 over 24 months on $10,000
Requirements
Product: *$500.00 Minimum deposit to open. Early withdrawal penalties may apply.
0.50% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.50%APY$151 over 36 months on $10,000
Requirements
Product: Rate of earnings is fixed for the term. Early withdrawal penalties apply. All new and renewed certificates receive quarterly compounding, except the 91 day and 182 day certificates which compound at maturity. CDs renew automatically at the same term unless otherwise specified.
Offer: 3 Year term. Quarterly compounding.
0.50% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Ohio
2,471 CDs at 267 banks and credit unions · checked Oct 16–23
- Typical
- 3.25%
- Top 10% from
- 4.07%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
Is your bank paying you enough?
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Ohio
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 7 17 Credit UnionCredit union · 16 branches
- Homeland Credit UnionCredit union · 5 branches
- Chivaho Federal Credit UnionCredit union · 1 branch