Bank · FDIC insured
Sutton Bank CD Rates
Sutton Bank’s best CD rate is 0.60% APY on a 42-month CD. Terms run from 3 months to 42 months. Rates checked October 16, 2026.
How Sutton Bank’s CD rates compare
Compared with banks and credit unions near Tiffin, OH, where Sutton Bank has the most branches. $10,000, best rate first.
This bank’s best
Sutton Bank
0.60%APY
- Term
- 42 months
- Minimum
- $1,000
- Earns on $10,000
- $212
Certificates of Deposit (CDs)
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
Sutton Bank CD score
60
CD score
Higher than 2% of U.S. banks and credit unions
- 3–8 months3–8 mo0.25%
- 9–15 months9–15 mo0.40%
- 16–30 months16–30 mo0.45%
- 31–60 months31–60 mo0.60%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sutton Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 0.60%APY · 12 terms
Terms from 7 days to 42 months. No setup or maintenance fees. Early withdrawals subject to penalty.
| Term | APY · $1,000 and up | APY · $1,000 – $10,000 | APY · $10,000 – $25,000 | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 1 monthTerm: 7-31 Day. Compounding Frequency: At Maturity | 0.05% | — | — | — | 0.05% | $0 |
| 3 monthsTerm: 90 Day Tiered. Compounding Frequency: Monthly | — | 0.05% | 0.10% | 0.15% | 0.10%0.05% $1k–$10k0.15% from $25k | $2 |
| 3 monthsTerm: 91 Day. Compounding Frequency: Monthly | 0.05% | — | — | — | 0.05% | $1 |
| 6 monthsTerm: 6 Month. Compounding Frequency: Monthly | 0.25% | — | — | — | 0.25% | $12 |
| 9 monthsTerm: 9 Month. Compounding Frequency: Monthly | 0.30% | — | — | — | 0.30% | $22 |
| 12 monthsTerm: 12 Month. Compounding Frequency: Monthly | 0.40% | — | — | — | 0.40% | $40 |
| 18 monthsTerm: 18 Month. Compounding Frequency: Monthly | 0.40% | — | — | — | 0.40% | $60 |
| 23 monthsTerm: 23 Month. Compounding Frequency: Monthly | 0.45% | — | — | — | 0.45% | $86 |
| 24 monthsTerm: 24 Month. Compounding Frequency: Monthly | 0.45% | — | — | — | 0.45% | $90 |
| 30 monthsTerm: 30 Month. Compounding Frequency: Monthly | 0.45% | — | — | — | 0.45% | $113 |
| 36 monthsTerm: 36 Month. Compounding Frequency: Monthly | 0.55% | — | — | — | 0.55% | $166 |
| 38 monthsTerm: 38 Month. Compounding Frequency: Monthly | 0.55% | — | — | — | 0.55% | $175 |
| 42 monthsTerm: 42 Month. Compounding Frequency: Monthly | 0.60% | — | — | — | 0.60% | $212 |
Special-purpose accounts
IRA Certificate of Deposits
0.40%APY · 1 term
Funds can be used to purchase CDs within IRA. Minimum $100 required to open. Early withdrawals on interest subject to penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsTerm: 18 Month Variable IRA | 0.40% | $60 |
Sources (2)
- suttonbank.com/personal/person…kadvantage-checking.html
- suttonbank.com/personal/person…ement-accounts-iras.html
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.